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Urgent: Few Paypal queries


Shantz

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sorry to bump this thread...

 

One thing...

 

I linked my CC to paypal and do a paypal purchase. say a 10k one. can i convert it into emi then?

 

You can talk to the Bank guys and then convert it to EMI, should be same as any normal transaction for them.

Haven't tried on my purchase from Paypal though, but done so for other purchase.

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  • 2 weeks later...
Yea for ordinary transactions i do use that.

 

But I wanted to know wether using a CC online via payapl, can i use the EMI service. :D

when you pay using paypal it gets charged to your cc as a transaction...and most of the banks allow transactions (if its not too small) to be converted into emi..so you can do that...

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ok, I did a major goof up :doh:

As i need to buy something from US and ship it to US itself, I created a US paypal account and tfred around 250$ to it from my Indian paypal thinking I can use it that way. But now it turns out that US paypal limits you to 0$ limit before you get verified :D

Now my 250$ is stuck there :P so the point is can I verify this US account through a virtual credit card like entropay or something? I searched on net and some say entropay works, some say it doesn't.. Please tell me urgently..

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ok, I did a major goof up :doh:

As i need to buy something from US and ship it to US itself, I created a US paypal account and tfred around 250$ to it from my Indian paypal thinking I can use it that way. But now it turns out that US paypal limits you to 0$ limit before you get verified :D

Now my 250$ is stuck there :P so the point is can I verify this US account through a virtual credit card like entropay or something? I searched on net and some say entropay works, some say it doesn't.. Please tell me urgently..

 

Damn ! That's horrible :( Entropay doesn't work on PayPal, atleast for me

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ok, I did a major goof up :doh:

As i need to buy something from US and ship it to US itself, I created a US paypal account and tfred around 250$ to it from my Indian paypal thinking I can use it that way.

You didnt have to do that. You could have made the payment using your Indian paypal account itself.

 

 

Contact paypal and tell them what you did and that you want to cancel the transfer.

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You didnt have to do that. You could have made the payment using your Indian paypal account itself.

Contact paypal and tell them what you did and that you want to cancel the transfer.

Actually if I buy through Indian paypal, then paypal doesn't allow to change country in the shipping address and the seller said that he will ship only to address given by paypal because of seller protection.

Contacting paypal is my last option as they restrict using multiple account and moreso, transferring of money between them, so i fear that they might suspend my accounts and i'd lose all the money that is there :samui:

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ohk, just found out whey entropay doesn't work.. i tried to change my address to US in entropay and they rejected saying they don't allow US customers.. so that is the main issue i guess..

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Actually if I buy through Indian paypal, then paypal doesn't allow to change country in the shipping address and the seller said that he will ship only to address given by paypal because of seller protection.

Contacting paypal is my last option as they restrict using multiple account and moreso, transferring of money between them, so i fear that they might suspend my accounts and i'd lose all the money that is there :fear:

well i agree with MT that its better to just email paypal explaining your whole story...tell them you never knew about all this and you are quite new to paypal also etc etc etc...

mention that the seller was asking payment from a Us paypal account...blame it on him :samui: ...and you are new so you created this mess...i dont think they will suspend your account etc because they also know the difference between real fraudsters...but you got to sound genuine...

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well i agree with MT that its better to just email paypal explaining your whole story...tell them you never knew about all this and you are quite new to paypal also etc etc etc...

mention that the seller was asking payment from a Us paypal account...blame it on him :) ...and you are new so you created this mess...i dont think they will suspend your account etc because they also know the difference between real fraudsters...but you got to sound genuine...

ohk.. i'll try it out if i don't find any other means.. or probably i need to look for a friend in US that shares my last name :(

 

EDIT: Got my money back :samui: Found out there is a refund option in paypal and you can refund any payment upto 60 days, so used that option :fear:

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  • 1 year later...

Sorry to have necro bumped this thread but today I got a paypal account for me to help all those steam purchases. Now I need to get a few things clarified

how reliable is the paypay , has anyone faced a failed transaction before? and how much is the transaction fees for converting rupee into Gbp or $$$ ?

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Sorry to have necro bumped this thread but today I got a paypal account for me to help all those steam purchases. Now I need to get a few things clarified

how reliable is the paypay , has anyone faced a failed transaction before? and how much is the transaction fees for converting rupee into Gbp or $$$ ?

well its reliable enough..never faced any problem till now

nope never a failed transaction...if your transaction comes as failed,its usually for their security concerns..which is a bit stupid..like once i was trying to transfer 10$ to a friend but it never allowed me..and yea mine is a verified business account...

the last thing about fees,well never got into all those calculations ever

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well its reliable enough..never faced any problem till now

nope never a failed transaction...if your transaction comes as failed,its usually for their security concerns..which is a bit stupid..like once i was trying to transfer 10$ to a friend but it never allowed me..and yea mine is a verified business account...

the last thing about fees,well never got into all those calculations ever

 

 

Thanks

also I got the basic account as I will be primarily buying stuff on overseas sites with the account, was that a good choice?

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Thanks

also I got the basic account as I will be primarily buying stuff on overseas shop with the account was that a good choice?

yes good enough...mostly i used paypal for same thing that you mentioned..ebay etc and other sites...

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Thanks

also I got the basic account as I will be primarily buying stuff on overseas sites with the account, was that a good choice?

note that you can't use your paypal balance to buy anything from abroad. You can only pay through the linked cc..

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Sorry to have necro bumped this thread but today I got a paypal account for me to help all those steam purchases. Now I need to get a few things clarified

how reliable is the paypay , has anyone faced a failed transaction before? and how much is the transaction fees for converting rupee into Gbp or $$ ?

 

paypal is very reliable, you won't get security leaks anywhere and you won't lose money or anything.

 

the exchange rate they charge varies depending on the current, real exchange rate obviously, but in my experience, they usually set the rate to benefit themselves. for example, if the dollar is at 44, they might charge 46. if it goes up to 46, they will go to 47.5. but when it goes back down to 44.5, they will hold on to the 47.5 rate for a while. in general, paypal's exchange rate will be ~2 rupees per dollar higher than the actual exchange rate, so you can consider that their transaction fee. assuming you use the account only to buy cheap stuff from steam and all which doesn't go beyond 5-10$, you'll only be paying ~20 rupees extra over the actual price.

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