Shantz Posted August 24, 2009 Report Share Posted August 24, 2009 Hi Guys I need some help related to using Paypal. Please help me out asap as I need to figure out some shopping details.. 1. If I add money to Paypal using an Indian credit card (say close to 600$) How much would be the total charge levied to my credit card? Assuming x as $ to rupee rate, will it be 600*x + paypal fees + bank fees? And if yes, what will be the general amount (fixed or percent) for these fees? 2. Generally when I buy through ebay using paypal, it says that item will be delivered only to the address given by Paypal. Does that hold true for all online shops? I need to buy something from a US shop and deliver it to a US address but my Paypal account is Indian so I can't give that address.. (Maybe I can create a new US account and do it that way but some money is there in my India account, will it charge me extra for tfring that money to the new account?) 3. Will it be better (read cheaper) to fund my paypal account through a US credit card? and by how much? Thanks Shantanu Link to comment Share on other sites More sharing options...
reddevilgautam Posted August 24, 2009 Report Share Posted August 24, 2009 Aswrs: 1) I dont think Paypal charges anything for purchases. 2) That condition is not for all shops/sellers. Also, if you email the seller and explain him the situation he should ship it to another address. It should not be a problem. 3) See 1 above. However, be very careful with these Paypal trnsactions. I have had a very experience when I bought a mobile phone from ebay US and seller shipped a box without the phone. Paypal customer service SUCKS BIGTIME. And its very difficult for a foreign buyer to claim the amount as you need to file a police report which you cant do sitting here. So be very carful and only choose sellers which gr8 feedback. Link to comment Share on other sites More sharing options...
killzone123 Posted August 24, 2009 Report Share Posted August 24, 2009 1.there will surely be some charge dont know how much to be specific 2.in ebay many sellers do ship it to other addresses if you tell them beforehand.for that you need to contact the seller and ask him if he is ready.as for online shop you can ask their customer care and see if they will do it or not.but there is a catch.suppose your item does not reach that US address for example then your chances to get a refund etc will be very less.the seller will say that the buyer insisted on shipping to a different address and he agreed and he did it.so since its a address not verified by paypal,the paypal guys wont bother or take any action against the seller also.very less chances. 3.again no idea.dont know the rates if you fund it by a us card.shoot a mail to paypal help or check their help pages to get the exact charge. Link to comment Share on other sites More sharing options...
killzone123 Posted August 24, 2009 Report Share Posted August 24, 2009 However, be very careful with these Paypal trnsactions. I have had a very experience when I bought a mobile phone from ebay US and seller shipped a box without the phone. Paypal customer service SUCKS BIGTIME. And its very difficult for a foreign buyer to claim the amount as you need to file a police report which you cant do sitting here. So be very carful and only choose sellers which gr8 feedback. yea paypal CS does reply late at times but still its safe.because if the seller is genuine he will surely try to help you and find a way out incase the thing goes missing etc.you can always start off a dispute in paypal (resolution center) within a specific time frame.the genuine sellers dont prefer if you raise a dispute and so they really try to solve it out.i have had few refunds for items.totally depends more on the seller and your interactions. plus a important thing .suppose you raise a paypal dispute and the seller contacts you and ask you to close the dispute and he will refund it.ask him to first help you by (refund/halfpayment/sending item again ....depends on you) and then you will close the dispute...because once you close a dispute in paypal you cant start it again for the same transaction..that option will be gone Link to comment Share on other sites More sharing options...
Shantz Posted August 24, 2009 Author Report Share Posted August 24, 2009 Thanks gautam/obaid. Actually the seller here is hpshopping.com so not much chance of going against the procedure here.. But anyways, another query.. Do Indian Credit Cards still work with Paypal after the introduction of Secure Code/Verified By Visa thing? Asking because I just added a CC to Paypal but it didnt ask me for code.. Link to comment Share on other sites More sharing options...
killzone123 Posted August 24, 2009 Report Share Posted August 24, 2009 Thanks gautam/obaid. Actually the seller here is hpshopping.com so not much chance of going against the procedure here..But anyways, another query.. Do Indian Credit Cards still work with Paypal after the introduction of Secure Code/Verified By Visa thing? Asking because I just added a CC to Paypal but it didnt ask me for code.. which code..the new verified by visa code you mean? well my card is added and i have used paypal recently (yesterday and today)...worked smoothly...no problems...the same usual transaction as before...no changes i faced during it Link to comment Share on other sites More sharing options...
Death Stryke Posted August 24, 2009 Report Share Posted August 24, 2009 Yeah, in a paypal transaction which I did on eBay UK, i was not asked for the VBV code. Guess its not mandatory for paypal. With reg to the shipping address, I cannot speak for eBay since both ebay and paypal have the same address, I never found out whether its choosing the paypal addr or ebay addr. edit: Oh but wait, I purchased something from etronics.com last year through paypal using my Indian card, and got it shipped to LA. So I guess it would work. Link to comment Share on other sites More sharing options...
Shantz Posted August 24, 2009 Author Report Share Posted August 24, 2009 cool.. thanks guys.. looks like it will work then Link to comment Share on other sites More sharing options...
KeezNah Posted August 24, 2009 Report Share Posted August 24, 2009 Not to hijack this thread, but I wanted to know: is it possible to transfer funds to your PayPal account via Citibank (or any bank for that matter)? Link to comment Share on other sites More sharing options...
killzone123 Posted August 24, 2009 Report Share Posted August 24, 2009 Not to hijack this thread, but I wanted to know: is it possible to transfer funds to your PayPal account via Citibank (or any bank for that matter)? nope...that facility is there only for US residents...not possible..it will show you only add funds from US bank account Link to comment Share on other sites More sharing options...
Death Stryke Posted August 24, 2009 Report Share Posted August 24, 2009 ^Nope you cannot transfer funds to Paypal via an Indian acc. Only US accounts Link to comment Share on other sites More sharing options...
KeezNah Posted August 24, 2009 Report Share Posted August 24, 2009 thats a real nutcracker :/ thanks anyway! Link to comment Share on other sites More sharing options...
Cherry Posted August 25, 2009 Report Share Posted August 25, 2009 Yes using US credit card u will have advantage. 1st is time advantage 2nd is you will be saving around 2% of exchange fees bcoz you will be directly fund US$ and not INR to US$ Link to comment Share on other sites More sharing options...
phoenix33 Posted August 26, 2009 Report Share Posted August 26, 2009 Paypal does not charge any fees for funds transferring IF you have a premier account and the transfer is from paypal-to-paypal. If it from another source like credit card, or bank account, or if there is any currency exchange involved, then there will be transaction fees involved. Transfer of money from bank accounts is possible only for US residents and, as an extension, US bank account holders. The iPIN/VBV code is asked for by Indian shopping sites only. Foreign websites do not ask for it as they are exempt from RBI restrictions (thankfully). Link to comment Share on other sites More sharing options...
Ne0 Posted September 2, 2009 Report Share Posted September 2, 2009 First time paypal user here. Need some advice I have linked my Indian CC to my paypal account, now should I add funds to my accounts ? Or can I go ahead and buy what I want on ebay and my CC will get billed by Paypal automatically ? When I click on add funds, it just gives me the option of transfering from US account ! Link to comment Share on other sites More sharing options...
shockwave Posted September 2, 2009 Report Share Posted September 2, 2009 ^^ No need to add funds. (you won't be able to anyway). Just start shopping. Always choose to pay by paypal whenever possible, and make sure the ebay sellers are paypal verified. Link to comment Share on other sites More sharing options...
Ne0 Posted September 2, 2009 Report Share Posted September 2, 2009 ^^ how do i check that ? The seller says he accepts paypal. Link to comment Share on other sites More sharing options...
nameless Posted September 2, 2009 Report Share Posted September 2, 2009 ^^ how do i check that ? The seller says he accepts paypal. Paypal is something like PaisaPay on eBay.in site. Most reputed buyers give this option and while checking out you can choose to pay using paypal. That will take you to ur Paypal page with the order details. You get two options as far as exchange rates go. 1. You can let Paypal bill you in Indian Rupee and they give u an exchange rate (I generally choose this) 2. Paypal will bill in the currency the Seller is expecting and the CC co. will charge u based on their exchange rate. Link to comment Share on other sites More sharing options...
Ne0 Posted September 2, 2009 Report Share Posted September 2, 2009 ^^ thanks guys Link to comment Share on other sites More sharing options...
m-JeRi Posted September 15, 2009 Report Share Posted September 15, 2009 sorry to bump this thread... One thing... I linked my CC to paypal and do a paypal purchase. say a 10k one. can i convert it into emi then? Link to comment Share on other sites More sharing options...
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