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Credit Card Dilemma

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Started by DinJo , Jan 18 2012 12:42 PM

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85 replies to this topic

#61
Zeehunter
Posted 25 February 2012 - 05:22 PM

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Faaaakkk . My application got rejected again .
Not coz of PAN card this time .
But coz of age

HDFC has changed the minimum age for Credit card holder from 18 to 21 .
f**k my life :rant:
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#62
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Posted 25 February 2012 - 05:45 PM

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and i got my CC :P
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#63
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Posted 25 February 2012 - 05:59 PM

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and i got my CC :P

Uncle :P
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#64
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Posted 25 February 2012 - 08:17 PM

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^ Kido
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#65
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Posted 25 February 2012 - 09:20 PM

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^ Kido

<_<

:P
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#66
neoragexx
Posted 11 March 2012 - 03:48 PM

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Can anyone suggest a good Citibank credit card for starters(no annual fees)?

Edited by neoragexx, 11 March 2012 - 03:48 PM.

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#67
Blueelvis_RoXXX
Posted 06 July 2012 - 09:41 PM

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parent's credit card FTW B)
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#68
godspeed4476
Posted 06 July 2012 - 09:46 PM

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Can anyone suggest a good Citibank credit card for starters(no annual fees)?

go for the co branded cards, either shoppers stop or Indian oil one. There might be low or no annual fees depending on your expenditure, or you can go for their premier miles card it has 3K annual fee but it's more or less recovered in the flights. I just swapped my jet card (as it has been discontinued) with their rewards card, its free for me, but for others its around 1k per annum, u can go for this one as well, has nice points structure. Have applied for their 3rd CC hope It goes through :fear:
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#69
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Posted 06 July 2012 - 09:50 PM

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parent's credit card FTW B)

My dad doesn't even allow to touch his credit card <_<
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#70
The Joker
Posted 06 July 2012 - 09:53 PM

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My dad doesn't even allow to touch his credit card <_<


same here
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#71
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Posted 07 July 2012 - 10:55 AM

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suppose I want a CC from Citi bank ... what is the procedure for it ??

I am a student and BTW I also have a PAN card ... please help
"All it takes is one bad day to reduce the sanest man alive to lunacy. That's how far the world is from where I am. Just one bad day." ~JOKER
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#72
godspeed4476
Posted 07 July 2012 - 08:11 PM

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suppose I want a CC from Citi bank ... what is the procedure for it ??

I am a student and BTW I also have a PAN card ... please help

U won't get a CC without income proof, or existing CC from other bank
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#73
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Posted 08 July 2012 - 09:48 PM

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suppose I want a CC from Citi bank ... what is the procedure for it ??

I am a student and BTW I also have a PAN card ... please help

Here are the criteria

1) Job
2) 21+ Age
3) PAN Card

If you dont have a Job , then you should have one of your family member to have a cc / account in the bank
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#74
godspeed4476
Posted 11 July 2012 - 04:11 PM

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any 1 else getting the pesky calls from AMEX for the new travel card? The gal on the other line knows no English and to make it worse is trying to fake an Accent. When i inquired about the card benefits, she says "I would like to share you" i was like "Y U want to Share me" . When i say no to the card, due to the high 5000rs annual fee and i have 6-7 CC's, she says how do i have 67 CC's :|
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#75
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Posted 11 July 2012 - 09:42 PM

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any 1 else getting the pesky calls from AMEX for the new travel card? The gal on the other line knows no English and to make it worse is trying to fake an Accent. When i inquired about the card benefits, she says "I would like to share you" i was like "Y U want to Share me" . When i say no to the card, due to the high 5000rs annual fee and i have 6-7 CC's, she says how do i have 67 CC's :|


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#76
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Posted 11 July 2012 - 09:53 PM

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Here are the criteria

1) Job
2) 21+ Age
3) PAN Card

If you dont have a Job , then you should have one of your family member to have a cc / account in the bank

:wacko:
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#77
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Posted 11 July 2012 - 09:59 PM

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http://www.deal4loan...Eligibility.php
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When Fernando Alonso says he is “rather pleased” it usually means “Look out, here I come!”

#78
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Posted 11 July 2012 - 11:29 PM

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:wacko:

That's the reason I don't have a Credit card ..

My application got rejected because of age
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#79
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Posted 12 July 2012 - 11:53 AM

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That's the reason I don't have a Credit card ..

My application got rejected because of age

Oh!! Oh!! Oh!!!!
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When Fernando Alonso says he is “rather pleased” it usually means “Look out, here I come!”

#80
Booya
Posted 13 July 2012 - 02:04 PM

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Hey Guys, just a quick question. I had applied for a stan c credit card under the false promise of a stanc representative that my card is lifetime free and is preapproved. They also said that i will sign some sort of documentation that will confirm that the card is lifetime free. That document never came and the card was dispatched without my knowledge which i refused to accept through two different couriers.
Now the stanc guys have been pestering me for the past 10-15 days saying you are using our card :O . How can i use a card which i have not received? i dnt want their stupid card. My question is, can they bill me for any charges in the future against this fraud card? i thought not accepting the card during initial delivery means it is cancelled later on.

#81
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Posted 13 July 2012 - 03:49 PM

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Hey Guys, just a quick question. I had applied for a stan c credit card under the false promise of a stanc representative that my card is lifetime free and is preapproved. They also said that i will sign some sort of documentation that will confirm that the card is lifetime free. That document never came and the card was dispatched without my knowledge which i refused to accept through two different couriers.
Now the stanc guys have been pestering me for the past 10-15 days saying you are using our card :O . How can i use a card which i have not received? i dnt want their stupid card. My question is, can they bill me for any charges in the future against this fraud card? i thought not accepting the card during initial delivery means it is cancelled later on.

Instead of refusing courier, you could have received it, and then rang the customer care to cancel it. Simple.
I don't see how can you be charged, but since they ringing you up and telling you that,perhaps someone else is using it. Though courier guys are pretty strict in credit card delivery... But mistakes can happen. Maybe that courier guy took it, or delivered it to someone else and that person is enjoying your card :P
Visit the bank at the earliest and inform them that you refused the delivery so that they block the card and you can save yourself from future nonsense

#82
Booya
Posted 13 July 2012 - 05:22 PM

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Instead of refusing courier, you could have received it, and then rang the customer care to cancel it. Simple.
I don't see how can you be charged, but since they ringing you up and telling you that,perhaps someone else is using it. Though courier guys are pretty strict in credit card delivery... But mistakes can happen. Maybe that courier guy took it, or delivered it to someone else and that person is enjoying your card :P
Visit the bank at the earliest and inform them that you refused the delivery so that they block the card and you can save yourself from future nonsense

No, I have an sms from the bank stating that the card is with the bank, still i get a call from these people with no brains..I tried explaining it to them number of times but unfortunately the moment I hang up another call comes through.. :ranting:

#83
Booya
Posted 13 July 2012 - 05:24 PM

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I have also emailed the customer care, nodal office, head of service and every other email link and gave them a piece of my mind. Hope that is enough! :furious:

#84
killzone123
Posted 13 July 2012 - 08:18 PM

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^ Ok.. Then if a guy calls, abuse the sh*t out of him.. If it's a girl then flirt around.. Enjoy!

#85
montylee
Posted 14 July 2012 - 12:14 AM

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i have a credit card but it doesn't have any good deals. I am mostly looking for movie deals (lifetime, not time-bound ones), any recommendations?
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#86
Anikesh
Posted 15 July 2012 - 01:37 PM

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i have standard chartered gold visa
applied for manhattan given gold lol
points system is cool i redeem shoppers stop or lifestyle coupons

other good things rquire way too many points :thumbdown:
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