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Credit Card Dilemma

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85 replies to this topic

#61
Zeehunter

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Faaaakkk . My application got rejected again .
Not coz of PAN card this time .
But coz of age

HDFC has changed the minimum age for Credit card holder from 18 to 21 .
f**k my life :rant:

#62
Snake

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and i got my CC :P
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#63
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and i got my CC :P

Uncle :P

#64
DinJo

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^ Kido
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Thank God its not a shooter

#65
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^ Kido

<_<

:P

#66
neoragexx

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Can anyone suggest a good Citibank credit card for starters(no annual fees)?

Edited by neoragexx, 11 March 2012 - 03:48 PM.

"We never accept 2nd best.......... Our target is to arrive in the top 4" Hahahahahahahaha!!!!! Go Brendan!!

 

#67
Blueelvis_RoXXX

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parent's credit card FTW B)
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#68
godspeed4476

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Can anyone suggest a good Citibank credit card for starters(no annual fees)?

go for the co branded cards, either shoppers stop or Indian oil one. There might be low or no annual fees depending on your expenditure, or you can go for their premier miles card it has 3K annual fee but it's more or less recovered in the flights. I just swapped my jet card (as it has been discontinued) with their rewards card, its free for me, but for others its around 1k per annum, u can go for this one as well, has nice points structure. Have applied for their 3rd CC hope It goes through :fear:
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#69
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parent's credit card FTW B)

My dad doesn't even allow to touch his credit card <_<

#70
The Joker

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My dad doesn't even allow to touch his credit card <_<


same here
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#71
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suppose I want a CC from Citi bank ... what is the procedure for it ??

I am a student and BTW I also have a PAN card ... please help
"All it takes is one bad day to reduce the sanest man alive to lunacy. That's how far the world is from where I am. Just one bad day." ~JOKER
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#72
godspeed4476

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suppose I want a CC from Citi bank ... what is the procedure for it ??

I am a student and BTW I also have a PAN card ... please help

U won't get a CC without income proof, or existing CC from other bank
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#73
Zeehunter

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suppose I want a CC from Citi bank ... what is the procedure for it ??

I am a student and BTW I also have a PAN card ... please help

Here are the criteria

1) Job
2) 21+ Age
3) PAN Card

If you dont have a Job , then you should have one of your family member to have a cc / account in the bank

#74
godspeed4476

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any 1 else getting the pesky calls from AMEX for the new travel card? The gal on the other line knows no English and to make it worse is trying to fake an Accent. When i inquired about the card benefits, she says "I would like to share you" i was like "Y U want to Share me" . When i say no to the card, due to the high 5000rs annual fee and i have 6-7 CC's, she says how do i have 67 CC's :|
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#75
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any 1 else getting the pesky calls from AMEX for the new travel card? The gal on the other line knows no English and to make it worse is trying to fake an Accent. When i inquired about the card benefits, she says "I would like to share you" i was like "Y U want to Share me" . When i say no to the card, due to the high 5000rs annual fee and i have 6-7 CC's, she says how do i have 67 CC's :|


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#76
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Here are the criteria

1) Job
2) 21+ Age
3) PAN Card

If you dont have a Job , then you should have one of your family member to have a cc / account in the bank

:wacko:
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#77
Iceman™

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http://www.deal4loan...Eligibility.php
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When Fernando Alonso says he is “rather pleased” it usually means “Look out, here I come!”

#78
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:wacko:

That's the reason I don't have a Credit card ..

My application got rejected because of age

#79
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That's the reason I don't have a Credit card ..

My application got rejected because of age

Oh!! Oh!! Oh!!!!
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When Fernando Alonso says he is “rather pleased” it usually means “Look out, here I come!”

#80
Booya

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Hey Guys, just a quick question. I had applied for a stan c credit card under the false promise of a stanc representative that my card is lifetime free and is preapproved. They also said that i will sign some sort of documentation that will confirm that the card is lifetime free. That document never came and the card was dispatched without my knowledge which i refused to accept through two different couriers.
Now the stanc guys have been pestering me for the past 10-15 days saying you are using our card :O . How can i use a card which i have not received? i dnt want their stupid card. My question is, can they bill me for any charges in the future against this fraud card? i thought not accepting the card during initial delivery means it is cancelled later on.

#81
killzone123

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Hey Guys, just a quick question. I had applied for a stan c credit card under the false promise of a stanc representative that my card is lifetime free and is preapproved. They also said that i will sign some sort of documentation that will confirm that the card is lifetime free. That document never came and the card was dispatched without my knowledge which i refused to accept through two different couriers.
Now the stanc guys have been pestering me for the past 10-15 days saying you are using our card :O . How can i use a card which i have not received? i dnt want their stupid card. My question is, can they bill me for any charges in the future against this fraud card? i thought not accepting the card during initial delivery means it is cancelled later on.

Instead of refusing courier, you could have received it, and then rang the customer care to cancel it. Simple.
I don't see how can you be charged, but since they ringing you up and telling you that,perhaps someone else is using it. Though courier guys are pretty strict in credit card delivery... But mistakes can happen. Maybe that courier guy took it, or delivered it to someone else and that person is enjoying your card :P
Visit the bank at the earliest and inform them that you refused the delivery so that they block the card and you can save yourself from future nonsense

#82
Booya

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Instead of refusing courier, you could have received it, and then rang the customer care to cancel it. Simple.
I don't see how can you be charged, but since they ringing you up and telling you that,perhaps someone else is using it. Though courier guys are pretty strict in credit card delivery... But mistakes can happen. Maybe that courier guy took it, or delivered it to someone else and that person is enjoying your card :P
Visit the bank at the earliest and inform them that you refused the delivery so that they block the card and you can save yourself from future nonsense

No, I have an sms from the bank stating that the card is with the bank, still i get a call from these people with no brains..I tried explaining it to them number of times but unfortunately the moment I hang up another call comes through.. :ranting:

#83
Booya

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I have also emailed the customer care, nodal office, head of service and every other email link and gave them a piece of my mind. Hope that is enough! :furious:

#84
killzone123

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^ Ok.. Then if a guy calls, abuse the sh*t out of him.. If it's a girl then flirt around.. Enjoy!

#85
montylee

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i have a credit card but it doesn't have any good deals. I am mostly looking for movie deals (lifetime, not time-bound ones), any recommendations?
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#86
Anikesh

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i have standard chartered gold visa
applied for manhattan given gold lol
points system is cool i redeem shoppers stop or lifestyle coupons

other good things rquire way too many points :thumbdown:




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