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KunjanPSD

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Everything posted by KunjanPSD

  1. Still deciding if I want one, looking at Plat Travel. Can do 25k Apay every month and possibly hit 4L in a year but wanting to see what Axis does with Burgundy and Magnus+. Amex referral will always come again.
  2. @Bird Bird Bird Has Amex as well and can provide referrals. Maybe throw in a small lego as well.
  3. Just to make it transparent, every successful referral earns the referrer 8k MR points. These can be modestly valued at 4k INR (can get better value). Twitter is full of people offering referrals + 500-1000 Amazon Pay voucher as well since they are getting a kick back. If anyone wants one, then they can go with someone they know (to make them get the benefit of referral) or can go on Twitter to get extra coupon as well.
  4. That was one of the other recommendations in the same range as Springtek. But the latter is priced better and so is the trial policy. Sprinktek is offering hybrid latex + pocket sprinks for 25k and 100% natural latex at 60k, many are recommending the later but I am not sure that is because of the bias of having bought it or if they have tried the same. Snoozer is basically the brand used by 5 Stars, if you have stayed in one in India, most likely you have slept on a Snoozer but costs a bomb.
  5. Mattress brand, type, model suggestions please. I have been recommended Sprintek for the mid range (20-60k) and Snoozer for the high end (1L+) for a slightly bigger than king size bed.
  6. I don't think he will get anywhere close to 5% by going on Gift Edge. Best option is to get another card or trade.
  7. Hadh hai, abhi toh allocation double karna hai
  8. Axis is pretty much toast. So is ICICI, I don't think Apay ICICI gives 5% on gift cards. HDFC pretty much is not a one card game with Infinia. SBI cashback is the only real other option. Unless if you go Amex but that is limited as well.
  9. Smartbuy added 3.25% + GST and 2.5% + GST on Apay and ASV vouchers. Screw HDFC.
  10. "Effective 1st Aug’23, Infinia Reserve card variant has no maxcap and can accrue unlimited Reward points basis the offer." This card is gonna take crores of TRV.
  11. In other news, Infinia's SB daily and monthly cap is the same now, 15k. Wish they increase monthly to 30k. But a great step to bring spends back to HDFC.
  12. Plat reserve is as good as plastic now with centurion lounge access going away. People should just shift to Plat Travel + MRCC + GC trifecta.
  13. Concall wasn't bearish. I knew it and hence added 50k worth of LL, the next day after results. Miniscule amount but I was also saving for 300 levels.
  14. Kisne badha dia LL
  15. https://www.ign.com/articles/nintendo-reportedly-plans-to-release-next-gen-console-during-second-half-of-2024
  16. Gold and silver bees have 0.5-0.79% expense ratio. SGB seems much better. Capital gains post expiry are tax exempt as well.
  17. I am not looking for debt per se, I was just looking for Gold/Silver allocation of around 2-3% of the PF.
  18. 7-8 + 2.5? How? Are you annualizing capital gains?
  19. Has anyone invested in SGBs? If yes, how has your experience been with respect to returns?
  20. Similar to "Is ladki ne mereko reject kia tha, ab mera time hai"
  21. GAETHJE!!! That was phenomenal.
  22. Every small finance company is looking to take advantage of the tide. I think, it will be grossly oversubscribed and getting allocation even in small HNI will be highly unlikely.
  23. Yes, you can. Any bid between 2-5L is automatically considered as HNI. UPI can be done upto 5L, for anything above use ASBA. Kisme apply kar rhe ho?
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