KunjanPSD
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Everything posted by KunjanPSD
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Will definitely be getting this but only via official launch. Would have gone for the imports but for me, the games are a bit lackluster right now.
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Refundable tickets are there but more pricey. Ideally, Visa shouldn't be rejected when the case is genuine, so I think you are good to go. Some local agents are able to book temporary tickets, maybe if you can find one. You will have to compromise a bit. @Root What did you end up doing for tickets/hotels for Schengen visa?
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Also, in case you apply for the country which is port of entry, highly recommended to not change that. Horror stories of entry not being allowed otherwise. You are free to change your itenary once you enter.
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You need to apply for visa from a country where you are going to stay the longest during your trip. If you are going to visit multiple countries for the same amount of time then you need to apply visa from the country which will be your port of entry. You need booked tickets and hotels. Schengen is notorious for giving tight Visas, you might only get the visa for the dates you have booked tickets for. Maybe a week or so more. Varies a lot. Better to be sure about your dates. Afaik it comes to appointments, depends on which country you are applying for. Some have decent availability while most are brutal, you will need to apply asap.
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PPFAS looks good as well.
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Nifty 50.
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Index fund.
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Divis looks attractive now. Went through some more data points and concalls, better to wait for a couple more qtrs for better prices.
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New sets will come after April and will probably cost around the same around Diwali/Dussehra but not much difference in performance this time.
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Will Hotstar lose F1 now? Also, Hotstar was just 1500/year, this is a clear loss for us.
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Btw cashback accrued on cards/wallets above 50k in a FY is supposed to be considered as income from other sources and is taxable.
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Are these funds still floating? If yes, then you should be able to contact the AMC and give your indentification details to get holdings information.
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Personal Training / Fitness Counseling thread
KunjanPSD replied to HundredProofSam's topic in General Chatter
I don't because I mostly do my workouts before I even go to work. Plus, yes, with age it does become a factor. I have only tried it once, just out of curiosity and it didn't really do anything except a tingling sensation. But I have seen people around your age really benefiting from pre-workouts, while for some it didn't work at all. Maybe you can start with black coffee? See how it works, might mess up sleep. I have read into some literature and sugary drinks also work for some people like soda etc. but might not be everyone's thing. @achilles Any suggestions? -
What do you want to get done? Upgrade/LE?
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They are launching some changes and it will no longer be forex charge card unless you have a salary/infinity account with them. Have a loot at their new tiers.
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It's not that simple. You can clean the gunk which is at the top of these membranes. But the sugar traces in the actual butterfly/scissor mechanism? Yeah, good luck cleaning that.
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I don't think Apple is a good bet, you will probably be asked to replace anything which has a liquid trace. 3rd parties might be able to replace just the keyboard and also clean any trace on the underside of the metal chassis.
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Replacement. No other option. Even if it's working fine, the sugar traces beneath the membrane will stay, you won't get that clickety response again. In last 2 months, I saw the same happening to one MacBook and one HP, even if you were quick to drain it down, it's gone for good.
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So in today's statement RBI has abolished "Penal Interest". i.e. Any bank and NBFCs can't increase loan interest rates in case of a default or non compliance of terms. This was done by charging a penalty and then adding that penalty in principal amount and then charging interest on that penalty as well. That means penalty won't attract interest and only fixed penal charge. This might affect credit cards. Good for us but will hurt bottomline of these issuing banks. Might lead to reduction in rewards or some trickery by banks/nbfcs.
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You should contact your RM. Generally LTF status is not carried over after the upgrade but RM can help. It's definitely better than Regalia any day but not 10k/year better. Better cards available for that price point. Acceptability is an issue.
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Upgrade only available if spends > 6-7.5L in last 6 months. And for some, limit is needed is 12L.
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Don't hope. Go through annual report, go through last 2-3 concalls, see where the management is taking the business and how long it will take to fructify. Like according to me, Laurus is going nowhere for atleast 1 more FY on the business end, stock will just keep bouncing from supports & resistances.
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Go and check the numbers of all your invested companies, adjust for one-offs (Molnu for Divis, Pax for Laurus), make your estimates, take your discount rate and see if the price makes sense. Or if you have already done the above and you were bullish on these businesses, I am not sure why you aren't even more bullish now at a lower price. P.S. Aarti Pharma Lab was quite expensive (still is) when it listed.
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Pre-covid was the golden time, that's why I asked. People were getting LTF Infinia even without FDs. Now they are very strict in even providing it as a paid version. Even if you have >10L CL (which I do, yes LTF), they are asking 5-7L spends in last 6 months. It's a quite standard condition now. And with Magnus, I basically must be having 20k spend on DCB in that timeframe. I sent them a mail and they asked me to physically courier them documents to Chennai. Like Wtf. No bank asks for physical documents for upgrades or even more. Even my DCB upgrade was completely via mail. Anyway, I think I have had enough of HDFC for good now, absolutely nothing extended for loyal, Imperia customers. Atleast Axis has started to offer FYF Magnus first to Burgandy holders and some are even getting extra 50k ERs on Reserve (in addition to the welcome 50k). Will just threaten them to move away to ICICI/Axis, which I will actually do.
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Because even though I have the requisite limit, I have next to nothing spends on my DCB. Did you have 5-7L spends on your Regalia for a 6 month window prior to your upgrade request?
