KunjanPSD
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Posts posted by KunjanPSD
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35 minutes ago, North said:
Okay thats troublesome. If I have to book flight tix and somehow the visa gets rejected I'm totally screwed no?
I just got some more info on dates this morning. Not super concrete but better than before. Roughly free from 27th May - 11th June. Looking at a 2 week trip.
Hotels are cancellable so I can change it around. Flights (at least budget ones I intend on taking) are not. I essentially want to get the visa process started so I have it in time.
Refundable tickets are there but more pricey. Ideally, Visa shouldn't be rejected when the case is genuine, so I think you are good to go. Some local agents are able to book temporary tickets, maybe if you can find one.
You will have to compromise a bit.
@Root What did you end up doing for tickets/hotels for Schengen visa?
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Also, in case you apply for the country which is port of entry, highly recommended to not change that. Horror stories of entry not being allowed otherwise.
You are free to change your itenary once you enter.
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3 minutes ago, North said:
I have a route in mind, including entry and exit point. Will book flights accordingly but I can apply for visa right now? say for a month and then book flights later?
I need some flexibility as of now.
You need to apply for visa from a country where you are going to stay the longest during your trip.
If you are going to visit multiple countries for the same amount of time then you need to apply visa from the country which will be your port of entry.
You need booked tickets and hotels.
Schengen is notorious for giving tight Visas, you might only get the visa for the dates you have booked tickets for. Maybe a week or so more. Varies a lot.
Better to be sure about your dates.
Afaik it comes to appointments, depends on which country you are applying for. Some have decent availability while most are brutal, you will need to apply asap.
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PPFAS looks good as well.
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1 hour ago, Pushy said:
which tho?
Nifty 50.
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3 minutes ago, Pushy said:
guys, any SIP recommendation, it would be a monthly SIP for a yr or 2
Index fund.
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Divis looks attractive now.Went through some more data points and concalls, better to wait for a couple more qtrs for better prices.
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44 minutes ago, vpraveenis said:
Can you share the stores where you got those prices from? I am also in the hunt and looking to get a 55" OLED in the next few months. Also any idea when the 2023 models C3/S90C will get launched here?
New sets will come after April and will probably cost around the same around Diwali/Dussehra but not much difference in performance this time.
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28 minutes ago, LordSpymaster said:
F1 TV Pro launched in India. 3k per year. No need for Hotstar now.
Will Hotstar lose F1 now?
Also, Hotstar was just 1500/year, this is a clear loss for us.
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15 hours ago, Assassins Creed said:
Check Reliance Digital Bro.. Sweet spot would be to get it for 1.15 to 1.2 like Snake got.. If you don't get anywhere then go with Amazon, Amazon ICICI card will knock off 5% so that's like 1.2 right there..
Btw cashback accrued on cards/wallets above 50k in a FY is supposed to be considered as income from other sources and is taxable.
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1 hour ago, North said:
Hello. Came across a sheet of paper (from 2016) - about mutual fund holdings that I guess my dad randomly invested in and forgot about.
Across two funds I've not heard of, and he didn't even do it online like we do now so I can't figure out how to access the same.
All I have is this account statement. If someone is comfortable, can I DM/whatsapp and get some help to recover the same?
Are these funds still floating?
If yes, then you should be able to contact the AMC and give your indentification details to get holdings information.
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1 hour ago, playstationdude said:
@KunjanPSD do you use any pre-workout? Ive never used one, never needed it. But in the last 1-2 years I feel too tired after work and tend to keep skipping workouts. Also touching 34 so that might be a factor.
Something that would boost energy would be helpful.
I don't because I mostly do my workouts before I even go to work. Plus, yes, with age it does become a factor.
I have only tried it once, just out of curiosity and it didn't really do anything except a tingling sensation.
But I have seen people around your age really benefiting from pre-workouts, while for some it didn't work at all.
Maybe you can start with black coffee? See how it works, might mess up sleep.
I have read into some literature and sugary drinks also work for some people like soda etc. but might not be everyone's thing.
@achilles Any suggestions?
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9 hours ago, abhi90 said:
Do you have the email of the team and can you let me know? These companies are excellent at playing finding waldo with their email's
What do you want to get done? Upgrade/LE?
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6 hours ago, b!T said:
Guys, does Niyo card works as advertised with zero forex? Some trips are coming up and normally when I travel, I use the company card and never care about forex. But this time its a personal trip and expect to spend a lot and don't want to carry dollars with me.
They are launching some changes and it will no longer be forex charge card unless you have a salary/infinity account with them. Have a loot at their new tiers.
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21 minutes ago, North said:
Found this video, dude takes off all the keys and cleans out the gunk.
Comment section sounds legit, everyone seems to have fixed their sticky keys but I am a little hesitant to poke a toothpick into an expensive a*s laptop
But everyone in the comments also look like they spilled coffee onto their macbook so maybe its not f**ked quite yet.
It's not that simple. You can clean the gunk which is at the top of these membranes. But the sugar traces in the actual butterfly/scissor mechanism? Yeah, good luck cleaning that.
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20 minutes ago, North said:
Oh noo
Its working fine as I type this, its just the keys that are feeling soft.
Should I take it to apple/3rd party repair now, or when something eventually stops working?
Any idea how much this is gonna cost me in the worst case scenario where I have to replace the keyboard?
I don't think Apple is a good bet, you will probably be asked to replace anything which has a liquid trace. 3rd parties might be able to replace just the keyboard and also clean any trace on the underside of the metal chassis.
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1 hour ago, North said:
Spilled my entire cup of coffee over my macbook yesterday. Was behaving a little funky as the liquid was seeping inside but managed to turn it off.
Wiped it clean, kept it upturned the whole night to dry it out. Trying it now - everything seems to work just fine. Charges, speaker, trackpad all good.
Keyboard also WORKS fine and isn't sticky but key press feels soft. It used to be quite clickety but now the keys depress in a very soft/slow manner.
Is there any fix for this problem? Its not worth going and getting something replaced as it still does work fine.
Replacement. No other option.
Even if it's working fine, the sugar traces beneath the membrane will stay, you won't get that clickety response again.
In last 2 months, I saw the same happening to one MacBook and one HP, even if you were quick to drain it down, it's gone for good.
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So in today's statement RBI has abolished "Penal Interest".
i.e. Any bank and NBFCs can't increase loan interest rates in case of a default or non compliance of terms.
This was done by charging a penalty and then adding that penalty in principal amount and then charging interest on that penalty as well.
That means penalty won't attract interest and only fixed penal charge.
This might affect credit cards. Good for us but will hurt bottomline of these issuing banks. Might lead to reduction in rewards or some trickery by banks/nbfcs.
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3 hours ago, Snake said:
So I have a regalia atm, got the option to upgrade to DCB, dunno if its LTF or not. Is it worth it?
You should contact your RM.
Generally LTF status is not carried over after the upgrade but RM can help.
It's definitely better than Regalia any day but not 10k/year better. Better cards available for that price point.
Acceptability is an issue.
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1 hour ago, SuperT said:
@SnakeDCB is definitely better than Regalia go for it but the acceptability isn’t great. But you can use DCB for 6 months or so and request for an upgrade to Infinia if your limit is 10L or more.
Upgrade only available if spends > 6-7.5L in last 6 months. And for some, limit is needed is 12L.
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12 hours ago, dante77 said:
Pharma to free me de diya industries ne. Knew it was overvalued but can't sell as the price isn't even adjusted
I am very hopeful still for Divi's and Laurus to fire.
Don't hope. Go through annual report, go through last 2-3 concalls, see where the management is taking the business and how long it will take to fructify.
Like according to me, Laurus is going nowhere for atleast 1 more FY on the business end, stock will just keep bouncing from supports & resistances.
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1 hour ago, dante77 said:
I have Divi's lab, Laurusabs, Aarti ind and it's pharma because of demerger and Jubilant foodworks :|
My overall PF is down 12% :|
Go and check the numbers of all your invested companies, adjust for one-offs (Molnu for Divis, Pax for Laurus), make your estimates, take your discount rate and see if the price makes sense.
Or if you have already done the above and you were bullish on these businesses, I am not sure why you aren't even more bullish now at a lower price.
P.S. Aarti Pharma Lab was quite expensive (still is) when it listed.
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35 minutes ago, SuperT said:
This was pre covid at that time all my spends were on regalia so it was pretty high. I don’t think they do LTF for FD anymore because my friend tried but was denied. Is your DCB LTF ? If yes and the limit is 10 L or more then just drop them an email they might consider. Dad has DCB I dropped an email for him but they keep mentioning that limit needs to be 10L even though he has pretty decent spends. I had taken his add on to try and rake up spends on his dcb but that didn’t help they want the limit.
Pre-covid was the golden time, that's why I asked. People were getting LTF Infinia even without FDs.
Now they are very strict in even providing it as a paid version. Even if you have >10L CL (which I do, yes LTF), they are asking 5-7L spends in last 6 months. It's a quite standard condition now.
And with Magnus, I basically must be having 20k spend on DCB in that timeframe.
I sent them a mail and they asked me to physically courier them documents to Chennai. Like Wtf. No bank asks for physical documents for upgrades or even more. Even my DCB upgrade was completely via mail.
Anyway, I think I have had enough of HDFC for good now, absolutely nothing extended for loyal, Imperia customers. Atleast Axis has started to offer FYF Magnus first to Burgandy holders and some are even getting extra 50k ERs on Reserve (in addition to the welcome 50k).
Will just threaten them to move away to ICICI/Axis, which I will actually do.
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Because even though I have the requisite limit, I have next to nothing spends on my DCB.
Did you have 5-7L spends on your Regalia for a 6 month window prior to your upgrade request?
The Virtual Reality Thread
in News, Rumours and Discussions
Posted
Will definitely be getting this but only via official launch.
Would have gone for the imports but for me, the games are a bit lackluster right now.