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KunjanPSD

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Everything posted by KunjanPSD

  1. KunjanPSD
    Poor soul is at it again.
  2. KunjanPSD
    No, I meant I was hoping since extra is 3k in this sale, essential will be cheaper. But since they are the same, extra it is.
  3. KunjanPSD
    Ban him
  4. KunjanPSD
    So have to get extra? No cheaper essential, sad.
  5. KunjanPSD
    What's the cheapest way to buy PS+ essential right now (mine is expiring soon)? My use case is mainly for cloud storage and 1-2 decent games through out the year, for which essentials is enough. But I can see that sale is running on Extra, not on essential. Making both the same in price. Also, I don't think we can still stack these at discount prices? @rushab oswal @Snake
  6. KunjanPSD
    For some people statement has been generated and cashback not credited. If you are lucky, you might get Cashback credited later but knowing SBI, that will probably be forfeited later.
  7. KunjanPSD
    SBI does it again. If anyone bought any vouchers from SBI Gyftr sale at 3% discount and used SBI Cashback card, guess what? No cashback being credited.
  8. KunjanPSD
    Read the whole thread and updated article. Issue still persists, only thing changed is that one can't attribute it concretely to vertical position, which I think is even worse. Whatever it is, I hope it's just FUD. I don't want my Ps5 to die.
  9. KunjanPSD
    That's great. I have always thought about ordering but have had bad luck with customs.
  10. KunjanPSD
    Were you charged customs?
  11. KunjanPSD
    What are you planning to use this for?
  12. KunjanPSD
    One thing has to be kept in mind that Quant only performed in high volatility environment when Covid struck. They did not give much returns before that. They have extremely high churn. So don't consider them equivalent to funds which have been providing returns for over 10yrs. I add the lowest allocation to Quant Active fund because it is more of a tracking position, so only go for tax plan if that money is not a huge chunk of your overall allocation. Otherwise I would advise to split it between Quant and something like Mirae/Canara ELSS.
  13. KunjanPSD
    Do it once a year unless you go past the required mileage guideline. Even if the car is not used enough, the oils do lose their property and break down over time. A small hygiene will keep your car's health pristine.
  14. KunjanPSD
    Learn to swim to escape fire and sink a 3rd ship just like Titanic. That's your 3rd film.
  15. KunjanPSD
    Visuals were great and movie was worth it just for that. But movie me story nhi thi, how to swim documentary thi. End tak pta chl gya, Cameron ko sirf Titanic bnani aati hai.
  16. KunjanPSD
    2500/month is not a big exposure. Every fund has it's own investing strategy. Mirae did invest in these companies but allocation was always less than 1%. I am more interested in their overall return strategy so I will take this risk.
  17. KunjanPSD
    I think we have had this conversation before and I would again ask you to see what % of MFs outperform Nifty over long term (not just small cap). You would see that the % is not that high. Anyway, your style might suit you but might not suit others. No right or wrong here.
  18. KunjanPSD
    It's not correct to reject a whole sector because of under performance. As an investor it's our job to study and pick outliers. I am not expecting Next 50 to fire in 2yrs, hence horizon is a minimum 5yrs of SIP and top-ups. MO because it has lower TER than UTI with better 3yr performance due to better tracking error. Mirae is capped at 2500/month, not even to move the needle, it's more of a tracking position, the rest of the funds will make the majority. There is bound to overlap and a certain degree of it is fine with me till the time I can cover different segments via the mix.
  19. KunjanPSD
    MO Nifty 50 MO Nifty Next 50 PPFAS Mirae Emerging Bluechip (capped at 2.5k/month) Quant Active Axis Small MO Nasdaq 100 Not equal weightage.
  20. KunjanPSD
    I am in process of making a secondary portfolio in which I want to just invest in mutual funds. Ideally PF_Stocks : PF_MF = 70:30. Idea is to have the PF_MF as a reality check and quit stocks if XIRR_MF > XIRR_Stock. I don't expect the above condition to be fulfilled anytime soon so horizon is a minimum of 5yrs. I have shortlisted a few but I need suggestions from people who have been religiously SIPing in MFs over 3yrs (ideally more). Won't be taken as an investment advice but to read up about these funds. @Bird Bird Bird @LordSpymaster @rushab oswal
  21. KunjanPSD
    Not yet.
  22. KunjanPSD
    Limit of 10 txns/24hrs is a bummer though.
  23. KunjanPSD
    Stating the obvious but you know this will go ????? over his head.
  24. KunjanPSD
  25. KunjanPSD
    Sponsored by Right wing citations.
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