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KunjanPSD

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Everything posted by KunjanPSD

  1. Deathloop (PS5) Location: Delhi
  2. Cost advantages are never passed down to the customers. Once you pay a price, you never pay less than that.
  3. Not happening. My limit for S22+ was 70k. That was after much deliberation too. Will settle for S21 series if they go on deep discount or just find something cheaper instead.
  4. I thought Samsung released all of their variants and colors in India though? Strange pricing and availability by that logic.
  5. LIC might do great in future. But I don't want to invest in a company which might undergo severe disruption. As more and more of the younger generation start getting access to better and cheaper investment assets while getting more financially literate, I assume the LIC will start losing its current moat which is basically, distribution. Again, it might turn out to be a multibagger but I have better options to put my money in.
  6. They do. As Lord said, depends on division and designation.
  7. Is this reimbursement part of the annual salary? or maybe CTC? Or this over and above? Because if it's the latter then I need to renegotiate with my company.
  8. S22/22+ still have great cameras as per early reviews. I don't think there will be much difference unless you do pixel peeping for those beard-face selfies. I just don't like S22U's shape, seems uncomfortable, excessive screen curve and quite heavy. Also, I don't really need the S-pen and I can't trust the ingress protection in case the pen is misplaced.
  9. At best I am expecting 8-10k card discount. Not sure if we will get any freebies. I know in comparison to the US prices, these look decent (2-5k extra) but that basically means that despite of local manufacturing, we are paying extra for the phones with our already low purchasing power. 70-1.1L can easily be a person's monthly salary over here while $800-1300 is not even close to a decent salary in the US. I am not sure if I am gonna buy any of these, might as well go with a cheaper device and change it 2 years down the line.
  10. Same. Now I am thinking why I didn't invest more than 1% yesterday. Everytime, lol ?
  11. S22U is gonna launch somewhere around 1.1L, right? Prices aren't out yet.
  12. If Ukraine's ambassador's words are to be believed then things might just calm down. Not sure if Putin will roll back on his demand on permanent ban for entry for non-NATO members. Be it inflation or fed hike or war, market just looks for reason to dip when valuations are running high. Another 10% dip and deep value will emerge ex: look at ICICI, awesome results, keeps dropping.
  13. I have a valentine's day code for Pro Plus, the user gets 50% off. Chahiye kisi ko?
  14. -3.5% for me. I did buy close to 1% PF value though.
  15. Should have seen at market open.
  16. True, for someone with Infinia, it might not matter much but overall I still feel Magnus is better. Although monthly reward is pretty much the same, 25k points = 5000 INR for Axis and 15k*0.33 redemption (average) value for Infinia, main thing is that these 25k Axis points are a bonus and you can rack up 5-10-20x on Travel spends via their Travel Edge portal while for Infinia it is a hard cap of 15k bonus rewards. P.S. Both cards will continue to earn the normal rewards. One has to decide based on their spending, if you do >1L/month then Magnus makes sense otherwise go for Infinia as 15k (5x rewards) aren't cliff based.
  17. Remember this is settlement day. So T+1/2 to be sure but anyway that means high value spends don't benefit. Also this is only for the bonus 5x/3x rewards, the regular points per 100/150 spending will continue nevertheless. Seriously considering Axis Magnus now. Even at 10k/year, one can easily make up the fee with the new monthly milestone feature. Magnus has Priority Pass for guests too! @LordSpymaster You need to get this. Any other cards?
  18. https://www.cardexpert.in/axis-magnus-new-features-feb-2022/ Unlimited international lounge visits and monthly milestone offer is amazing. Beats HDFC. If someone can this as LTF then they should really get it.
  19. https://www.cardexpert.in/hdfc-smartbuy-changes-feb-2022/ Nerfed. Daily Cap is gonna divert so many people away.
  20. Shift to ACT, life will be much easier. Use any router you want and no NAT problems.
  21. And people speaking up about it on Twitter is doing exactly that. I would very much just get a cheaper phone rather than deal with false advertising. Apple cohort is different.
  22. And that's exactly what Intel did and look where it got them.
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