Mr.HaPPineSS

The Budget wont really affect the crypto market even if its gonna be a ban of sorts, unless people are trading and holding in Indian exchanges. As India has really less volume to affect the cryptosphere as a whole.

Yup, KSM & ETH

Emi you wont get credit card reward points. No cost emi thing or not should be mentioned in the terms and conditions Sent from my iPhone using Tapatalk

Dont exactly know the details, it was about having the outages and not being technical I believe. Even Amex and dinners are banned for not following some regulation Sent from my iPhone using Tapatalk

Yeah they are still banned. Sent from my iPhone using Tapatalk

So until Jan of this year which is when I got my Infina. 5 lakh for Diners and 8-10 lakh for infinia. Call your RM and ask for an upgrade. If you can give a bit of pressure they would give you an upgrade. As they are giving upgrades and offers left and right Sent from my iPhone using Tapatalk

Cause dinners has lesser cap compared to infinia on terms of the accelerated rewards for each month. Also they do not give back as points the fee unlike infinia which does. Sent from my iPhone using Tapatalk

Focus on getting an upgrade on the regalia to Infina, do not opt for dinners if they provide you. You would be eligible for infinia upgrade when you hit 8lakh limit. Sent from my iPhone using Tapatalk

Oh well [emoji23] I thought he was not aware of the diners also being blocked. My bad Sent from my iPhone using Tapatalk

Dont understand hindi sorry Sent from my iPhone using Tapatalk

It will be a bit of a grind game for a few years to get the premium cards. But once you lay your hands, it will start to pay off. Sent from my iPhone using Tapatalk

Diners also got to clear there sh*t. As they were also banned along amex the last. Sent from my iPhone using Tapatalk

I dont think one can earn points from credit card bill payment. Cred is meh these days, but even pennies are good is what I feel. You can still get the most from cred, by splitting the payments. That way you get more from cred for the payment. I have been a life long user of citi and hdfc. Infinia was my goal. I had regalia for years. I used most of my spends on the hdfc card. Citi just small spends. And amazon I had icici card for amazon. Which I used to swap btw regalia and icici depending on the offer. I believe you have the entry level click and go or something like that card from sbi. I would recommend you to move to Amex once RBI gives clearance for them to issue cards. That sbi card I dont think is a good one. You can get better rewards on those axis card. Which offer decent rewards than sbi. For premium card choose hdfc and amex and work on moving up the cards with them than any other would be my say. No one can beat amex for the customer service is what people say. Sent from my iPhone using Tapatalk

Its the points game. You cant do much with the basic cards. You need to work your way for the premium card to do the travel and stuff as the rewards are more interms of the reward points earned and the conversion value of the points. Travel I can only think of two cards, Amex Platinum which is like 60k a year as fee. Dont get shocked by the fees. People who own that card, get way more perks than for what they pay. & Infinia is like 10k a year as fee. It has pretty good accelerated rewards(33%) for every 100rs also extra accelerated rewards from time to time. What cards do you own? Sent from my iPhone using Tapatalk

Any chances of one being able to join the whatsapp group? Sent from my iPhone using Tapatalk