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Mr.HaPPineSS

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Posts posted by Mr.HaPPineSS

  1. 17 hours ago, KnackChap said:

     

    Waiting for budget to see if anything regarding crypto is announced (taxation etc). Hopefully prices will remain the same or fall further. 

    The Budget wont really affect the crypto market even if its gonna be a ban of sorts, unless people are trading and holding in Indian exchanges. 
    As India has really less volume to affect the cryptosphere as a whole.

  2. i have 11 lakhs limit on my regalia. Not seeing any sign of upgrade from HDFC.

    So until Jan of this year which is when I got my Infina.
    5 lakh for Diners and 8-10 lakh for infinia.
    Call your RM and ask for an upgrade. If you can give a bit of pressure they would give you an upgrade. As they are giving upgrades and offers left and right


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  3. I own a ICICI Amazon card and HDFC Regalia. Pretty basic cards. I get like 300-400 back from that Amazon card. And like 500Rs Amazon voucher once a quarter from HDFC.


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    Focus on getting an upgrade on the regalia to Infina, do not opt for dinners if they provide you. You would be eligible for infinia upgrade when you hit 8lakh limit.


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  4. How to earn points from Credit Card bill payment? I don't wanna use something like Cred simply because they generate bill after a month and I like to mostly pay in 3-4 days max.

    But I want em shiny points. ICICI doesn't give any point but they their bill generation is next day and paying from them is a breeze default_smile.png

    Also, My SBI credit card mentioned that I'll get 500 Rs. Amazon voucher once I pay their annual fee. It has been two months and I never got any voucher from sbi card. Checked my mail and nothing was there. Anyone else got Amazon card from sbi card?

    I dont think one can earn points from credit card bill payment.
    Cred is meh these days, but even pennies are good is what I feel. You can still get the most from cred, by splitting the payments. That way you get more from cred for the payment.

    I have been a life long user of citi and hdfc. Infinia was my goal. I had regalia for years. I used most of my spends on the hdfc card.

    Citi just small spends. And amazon I had icici card for amazon. Which I used to swap btw regalia and icici depending on the offer.

    I believe you have the entry level click and go or something like that card from sbi. I would recommend you to move to Amex once RBI gives clearance for them to issue cards. That sbi card I dont think is a good one. You can get better rewards on those axis card. Which offer decent rewards than sbi.

    For premium card choose hdfc and amex and work on moving up the cards with them than any other would be my say. No one can beat amex for the customer service is what people say.


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    • Like 1
  5. I don’t want to sound gareeb but what is the spend range that you guys are looking at for all these free travel and stay from credit card points?

    My points can only afford me 500Rs Amazon voucher. Am I too gareeb to understand the free travel part? default_ph34r2.gif


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    Its the points game.
    You cant do much with the basic cards.
    You need to work your way for the premium card to do the travel and stuff as the rewards are more interms of the reward points earned and the conversion value of the points.
    Travel I can only think of two cards, Amex Platinum which is like 60k a year as fee. Dont get shocked by the fees. People who own that card, get way more perks than for what they pay. & Infinia is like 10k a year as fee. It has pretty good accelerated rewards(33%) for every 100rs also extra accelerated rewards from time to time.

    What cards do you own?


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  6. We are group of few credit card & miles enthusiast having a WhatsApp group started holding sessions on Clubhouse where we discuss and answer queries related to credit cards & miles. 
    You can join through following link. 
    https://www.clubhouse.com/join/indian-miles-guide/2c8CziTd/xpaDW8VY
     
    Mods pls remove if posting is against rules 
    [mention=12588]Joe Cool[/mention] [mention=4642]assasins creed[/mention] [mention=4]KnackChap[/mention]
     [mention=72]Assassins Creed[/mention]

    Any chances of one being able to join the whatsapp group?



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  7. Dear SBI Cardholder, trxn. of USD100.00 on your SBI Card no. ending with xxxx,at EXT_VIS has been declined as the trxn. was attempted on a cryptocurrency/restricted/forex trading/gambling merchant. Incase you have not initiated this transaction,pls. call us at 18601801290 or 39020202(prefix local STD code).
     
    Got this message while using Wazirx. Isn't crypto legal in India?

    Get on twitter and share the rbi statement. Rbi clearly mentioned not to warn people or block crypto transactions. As sbi and hdfc have been doing this for quite sometime with that years old rbi rule which was over thrown by the supreme court.

    I have been using dbs since the start. But its only bank transfers. Never tried card loading still. Dbs is crypto friendly bank.


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    • Like 1
  8. Hostar lets you watch live tv on certain channels. I was watching F1 fp1 on star select hd 2 on mobile. However, you cannot watch live channels on hotstar app on firetv stick? WTF is wrong with Hotstar. 


    I searched on firestick and was only able to find Canadian Gp and no other completed races sad [emoji24]
    Guess maybe they ll start adding from the now on hopefully.


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  9. I'm looking to purchase car for me i recently learned how to drive budget 10 Lac max 
     
    Since I'm 6'1 most cars don't fit well for me, I have been thinking between Baleno, i20 active and Ford Ecosport since comfort is very important to me not sure which would suit for me. Being long legs I also looked at wrv but not sure please advise further on this since it's a first car 


    Why not etios go? Its more comfortable than i20.


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