SuperT
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Posts posted by SuperT
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1 hour ago, Snake said:
So I have a regalia atm, got the option to upgrade to DCB, dunno if its LTF or not. Is it worth it?
14 minutes ago, blitzkreiig said:Guys how do I find out if my Regalia is ltf or not.
Contact customer care on call or mail and they will let you know, the email ID - Grievance.Redressalcc@hdfcbank.com
@SnakeDCB is definitely better than Regalia go for it but the acceptability isn’t great. But you can use DCB for 6 months or so and request for an upgrade to Infinia if your limit is 10L or more.
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Read this comment on one of the reviews somewhere and started laughing out so loud that my colleagues think I am crazy -
I like this. JK, I love it
The comments sections are going crazy as expected.
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Good reviews. Going to get this for sure.
88 on Meta
I think it will settle around 83-85 by end of day
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43 minutes ago, Heaven Angel said:
That was cringe.
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1 hour ago, KunjanPSD said:
How long ago was this?
Is Infinia backed by FD?
Any FD ballpark number?
1 hour ago, KunjanPSD said:Because even though I have the requisite limit, I have next to nothing spends on my DCB.
Did you have 5-7L spends on your Regalia for a 6 month window prior to your upgrade request?
This was pre covid at that time all my spends were on regalia so it was pretty high. I don’t think they do LTF for FD anymore because my friend tried but was denied. Is your DCB LTF ? If yes and the limit is 10 L or more then just drop them an email they might consider. Dad has DCB I dropped an email for him but they keep mentioning that limit needs to be 10L even though he has pretty decent spends. I had taken his add on to try and rake up spends on his dcb but that didn’t help they want the limit.
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7 minutes ago, KunjanPSD said:
How did you get LTF Infinia?
I had Regalia LTF went to my branch one day to open a FD for my Dad and told them I need an upgrade then I’ll open the FD else I’ll go to some other bank. After a day or two they offered me Infinia LTF
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5 minutes ago, KunjanPSD said:
I understand this and that's why I said, higher rewards need more work. If you prefer other CCs which are less involved then that is just fine. What works for me might not work for anyone else.
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22 minutes ago, KunjanPSD said:
I very well know what is going on with Axis. And the game is simple, if you want high rewards, you need to put in a bit of work. Axis might delay points but it never eats them up.
If you want ease of use then it is not for you.
Check below literally ate up promised rewards. Also, my cozn is fed up he did not get the milestone points since almost 5 months now, multiple emails etc. and the reply is that fuel doesn't provide points but his argument is that it is for milestone not regular points which is true they never said that fuel spends will not count for milestone.
Many more such cases all over the internet.
14 minutes ago, Bird Bird Bird said:I hate axis. They never gave me the promised voucher for milestone spends on FK axis card. Mailed them thrice, no response. Just f**kall.
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1 minute ago, KunjanPSD said:
Because you have a refund window of 2-3 months and even chargeback on most txns. That's why it is necessary to have a longer credit timeframe.
Doesn't make sense then ideally even the normal points should be credited after 2-3 months if refunds are a concern ? Not the case with Amex. The milestone points are added in the same billing cycle, infact sometimes instantaneously. Just check online on Credit Card forums there are threads where people are waiting for the milestone points on Magnus for almost 4 + months.
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8 minutes ago, TheMonark said:
The transfer time on Axis varies with partners. For united, it gets transferred instantly while for Turkish it takes a couple of hours.
I meant the points which the bank adds to the card account. Specially the monthly 25k bonus points which one earns on spends of more than 1L in a month, those take easily 2-3 months.
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14 hours ago, KunjanPSD said:
Bro, I know 25+ people who got 0.8 on economy. 1/1+ is generally pretty doable on biz. If you never want to travel on biz, that's another story.
I have seen people getting 2rs out of 1 MR point.
Axis has bad tech, agreed. But in the last 2-3 months, except for a few instances, mostly points were transferred in a week or less.
What you are describing is a good vs less good bank, not a card.
You are forgetting features like Airport Meet & Greet. Highly valuable, especially on International trips.
Agreed. The meet and greet is definitely a brilliant feature and among the only card to offer it. I think it’s a brilliant card but I don’t think it’s as good when the spends are not too high, if even for 3-4 months the spends are over 1L then it’s definitely a brilliant card.
When it comes to customer care, I guess I am spoiled by HDFC infinia and Amex customer care. I am hating the axis Magnus customer care/back end experience. It’s atrocious to say the least. The air miles have been a hit or miss for me specially for domestic travel. Also, infinia is very easy to acquire as a ltf not the case with Magnus and the spend criteria of 15L is too high.
Brilliant cards both of them at the end of the day but infinia has been much better value for me. Let’s agree to disagree. Would love some tips from you someday on how to get great value out of air miles. Cheers
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24 minutes ago, KunjanPSD said:
I am talking in terms of airmiles/hotel points only.
You can't compare a high point of one card with a low point of another card. That's unfair.
And it's not that hard to get 0.8-1 Rs/mile. So even if you get 0.8 on Magnus vs 1 on Infinia (direct booking), the higher RR of Magnus (4.8%) wins over Infinia (3.3%).
It’s very difficult to get 1 rs/mile nearly impossible checkout the Magnus groups on FB or Reddit. Even 0.8 is very difficult mostly it’s possible when booking business class for a few international segments. Also, axis has one of the worst back end and customer care team. Takes almost 3 months to transfer points. Heck, if you want an add on card you need to visit the branch that is just crazy. If spends are more than 1l/month often then Magnus is a no brainer.
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35 minutes ago, KunjanPSD said:
Actually, no.
Base reward is better than Infinia.
Only in case of some accelerated txns, Infinia will win. Even then, Infinia has daily/monthly bonus points limits.
Below 1 lakh how ? Infinia each reward point is 1 rs against travel (70% of the travel amount can be used for points) Yes miles is a give or take sometimes you’ll get good value when converting to miles from Magnus but it depends
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Rent payment excluded from milestone benefit on Magnus card. Was bound to happen but disappointing none the less. I hope they don't target insurance spends next. This card is only good if monthly spends are 1 lakhs plus else Infinia is much better.
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13 minutes ago, KunjanPSD said:
Yes.
Everything like Vested/Groww etc etc will be affected.
Damn! What about MFs investing in US stocks ?
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8 minutes ago, broksindri said:
Nahi bhai. Jurm yeh hai - why shove gay porn when i'm least interested. why cater this minority.. i puked out.
So just because you don't like it you feel the 'minority' should not be catered to ? Also, I believe you are in the minority who did not like the episode, you could have just skipped that particular scene. No need to come out here ranting on how 'gay porn' was shoved in your face. Since, so many shows and movies now have 'gay porn' please read the summary and then decide to watch it so that you don't puke and also spare us the torture of your rants.
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6 minutes ago, Vaibhavp said:
Thats the point.
He could be making games.
We have exceptional quality creators in tv space already.
As a gamer I would love more tv show adaptations of games that don't s*ck. And the shows will be good only if the game developers are closely involved specially with the direction.
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36 minutes ago, broksindri said:
why would Joel even care for delivery of ellie at this point in show.. he wanted a car, he got one..just dump her and move on with your job. since anyway there is zero connection between both in the show at the moment even after 3 ep.
Bill was such a energetic and "do anything for living" kind of guy in the game, was even joel's best frnd .. here he is a depressed lonely guy who does not consider joel a friend even when he is dying.
He literally checked her arm at the end as he is still in disbelief that she doesn't get sick. He wants to deliver her to the fireflies because he just lost someone close to him and is actually giving it a shot that she might just be the cure.
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7 hours ago, Vaibhavp said:
TV show is HBO work. They make exceptional stuff without the ip anyways.
PlayStation involvement there doesn't do anything for games except maybe delaying them.
Neil Druckmann is also the director for some of the episodes.
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3 hours ago, KnackChap said:
They'll get nightmares from episode 3 itself.
Honestly, the third episode is brilliant. The most amazing thing I have seen in a while.
Brilliant stuff and thank god it didn’t make people furious, the internet loved it for a change (iykyk)
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13 minutes ago, gecko89 said:
The show is pumping game sales it seems.
I can vouch for it. I watched the first episode and the very next day picked up the PS5 'remake', even though I have a huge backlog.
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2 hours ago, Assassins Creed said:
Thanks! Ordered.
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~The TV Shows Thread~
in General Chatter
Posted
Not all episodes.
Another thing which I am loving is the game mechanics that they have incorporated in the show. Using ramps/logs to cross from one building to the other. Joel boosting Ellie to reach high places. The camera angles also in so many shots replicate the game camera angles.