R1shabh

Its 3K without EMI and 5K with EMI using HDFC. There's no additional 1K on HDFC. Didnt have coins but got 1000 off from Gamepass. so its around 8K assuming that EMI hack works.

Ordered one PS5 just now for a friend, it came around 39,669.

He's @Adity/Comingle

Ok. Could be. I received following message. Didn't try after that. We thank you for your interest shown on HDFC Bank Credit Card. While processing your application we observe that you already hold a HDFC Bank Credit Card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card.

HDFC wont issue you Rupay card if you already hold another card from you. I had to go for Axis IOCL as there's nearby IOCL bunk.

Looking to buy a 75 inch TV down the road without spending much. I have a Vu 55 from last couple of years and has good experience with it. Does anyone else have experience with Vu brand? It seems to have pretty good reviews (1220) and rating (4.7). Ofcourse it wont be matched with Sony/LGs/Samsung but can live with it if its decent enough for daily viewing/playing in HDR. https://www.amazon.in/inches-Masterpiece-Android-75QMP-Speaker/dp/B09TB9V5R1?ref_=Oct_DLandingS_D_b9793985_2&th=1

Same. The reason I got:

It took couple of hrs to get the message from ICICI, not sure how long it actually took. HDFC was almost instant. How does it matter? It should just be credited successfully as last date is still far away in most cases. UX is pretty much uncluttered as there's nothing else other than CC payment I guess.

Took a risk to use a relatively new app called CheQ today to pay outstanding credit bills in excess of 3L and received around 1500 as Amazon cashback. Not too much but everything is either capped at 750 or doesn't pay anything at all like Gpay or Netbanking. Atleast I was able to recover transaction fee levied at one of the portal.

Ok thanks. I will look up MCC. Was also thinking about getting a RuPay card. Heard we can make transactions to UPI without a charge using it.

I have a 42K Medical expense monthly. I am currently paying via UPI but pressurising merchant to allow me to pay via HDFC DCB CC so that I can roll the money more effectively and get some rewards points. DCB offers 5 rewards points for every 150 rs, Is there any other card in market which I can target? Asking @KunjanPSD and other specifically. The merchant is resisting with 2% charges, I gave him an earful with RBI's link. Have to buy from him (only reseller), any other "innovative" way to solve this? I can still recover 1% from rewards points as such.

Samsung S21 FE retailing for 34,999 at Flipkart. Used to be around 50K few months back I guess.. https://www.flipkart.com/samsung-galaxy-s21-fe-5g-graphite-128-gb/p/itm7be0f72fff180?marketplace=FLIPKART&q=samsung+s21+fe&srno=s_1_2&fm=organic&ppt=pp&ppn=pp&qH=d97019d05293176c

Samsung S21 FE going for 34,999 at Flipkart. This is the lowest price I have seen for this phone which used to retain around 50K some time back. https://www.flipkart.com/samsung-galaxy-s21-fe-5g-graphite-128-gb/p/itm7be0f72fff180?marketplace=FLIPKART&q=samsung+s21+fe&srno=s_1_2&fm=organic&ppt=pp&ppn=pp&qH=d97019d05293176c

Thanks. Someone suggested Samsung S21FE as well (a bit pricier than above ones), so will probably chose one from Reno 8, Pixel 6a and S21 FE now. No issues with bulge, shape etc.

@Big Boss@AtheK - Between OPPO Reno8 5G, Nothing Phone 1 and Pixel 6a which one would you recommended specifically (and only) for Camera/selfie? Would appreciate your input.

BC, I have a flight to SGP/KL this Sunday. Why the f**k this has to happen now?

I have Seltos HTX IVT Petrol and Sonet DCT AT Diesel. If your highway run is limited and if you're not super crazy about NCAP results like TBHP fans, Sonet AT Diesel (DCT/NA) is one of the best out there. Its spacious with sorted ride quality and enough power to give you confidence for tight takeovers and thrilled drives.

Jopasu duster on D2D basis, waterless car wash once a week, and detailing once a year. Honestly speaking its too much of a hassle to DIY with India being a dust bowl and most co-op societies not allowing pressure jet connections. Better to spend 200 a week and get it cleaned. Less swirl marks.

What do you guys recommend in range of 25K'ish in Android (no Samsung) with Camera being the top most feature? Wifey doesn't want Apple/Samsung for some reason

I am using a cheap wireless charger (bought from US) to charge iPhones (XR, 12, 13) since 2019 or around without any issues.

Wow. Awesome. Thank you for the valuable info - @LordSpymaster @Bird Bird Bird @l33tmaniac

I am but I will be travelling with wife, 8 year old and mother so 1 day should be fine. I will take express pass for myself. If you dont mind answering few more question - How did you commute locally? Metro? Buses? Are they easy to get for a non-SGP person? Where did you book attractions tickets from? Did you take customise tour with MMT/Thomas cook etc or local operators or planned everything yourselves? I am finding much better hotels (and rates) if I do it myself but its a lot of work and planning.

How does this itinerary sounds? What's the best way to book a flight right now? Google/MMT? Singapore: Day # 1 (After checking at 14:00) Evening: River Wonders + Night Safari Combo Day # 2 Morning: Singapore Zoo (Include Tram Ride) Jurong Bird Park Evening: Gardens by the Bay and Marina Bay Sands Skypark Evening Tour Day 3# Whole day: Sentosa Island S.E.A. Aquarium and Universal Studios Singapore With Shared Transfers (non-guided) Cable Car ride and Skyride Day 4# jewelchangiairport - Canopy Bridge/Hedge Maze/Skybridge/Mirror Maze/Manulife Sky Nets Walking OR Shopping Leave for KL KL: Day 5# Putrajaya, KL City, Batu Caves & Fireflies Trip (4 in 1 Combo Tour) Day 6# KL Malacca Night Tour with River Cruise Trishaw Ride (Shared) day 7# return

The way PK threshed HK, I am mentally preparing myself for Sunday. Our players seems too casual while PK players seems intent-driven (J**di types) all the time.

I have a significant investment in 5x Regular MF funds via Sharekhan (mistake made long time back). Mostly 5* funds but I have stopped SIP. Should I pay long-term capital gain tax and re-invest it via SIPs in direct funds? OR Continue with it as it will grow further with NAV increasing/Compounding effect (sunken cost fallacy)?