The TV Decision Making Thread

[Jigsaw]

Just now, hope said:

Make me a mod for a week and watch the fun 

 

Jis din tu mod baenga, I'll grow hair on my head.

[hope]

5 minutes ago, Jigsaw said:

 

Jis din tu mod baenga, I'll grow hair on my head.

Sir pe chodh waha bhi aa jaenge

 

 

Ab photo mat bhej dena 

[Jigsaw]

4 minutes ago, hope said:

Sir pe chodh waha bhi aa jaenge

 

 

Ab photo mat bhej dena 

https://www.toolsofmen.com/shaving-your-head-bald/

[Bird Bird Bird]

Finally got 15k CB for X95G. Bought in mid Nov, CB by mid Feb, so almost 90 days. 

[SuperT]

Finally got 15k CB for X95G. Bought in mid Nov, CB by mid Feb, so almost 90 days. 

Same here got it today

[Madmage]

13 hours ago, Assassins Creed said:

 

 

 

 

 

I got the cashbacks, took the LEAP of faith and closed JBL 9.1 Bar EMI, I was on call with CC guy and read out the T&C to him asking are you 100% sure I don't have to pay any merchant pay back.. He confirmed NO and asked me to record the call or quote him on this conversation.. Only catch was I have to pay the full CC bill now than wait for the due date.. with this Bar 9.1 boils down to landing cost of 71.5K vs 80K  with free Harmon wireless headphones I am yet to sell  

 

I will still wait for the next statement to be triple sure and only then will close the CX EMI as well

 

 

Interesting stuff man. So where did you buy thr 9.1 from ? And did it have different T and Cs and was it an instant cashback ?

Also I don't get the logic of paying the bill now rather than due date? 

 

I wonder which bank would let itself be games so easily , or maybe the cashback has no component from the bank and bank is not bothered about the merchant CB.

 

But keep us posted man. We are in for a ride..lol.. @Keyofx must be rubbing his hands in anticipation

[Jigsaw]

6 minutes ago, Madmage said:

 

Interesting stuff man. So where did you buy thr 9.1 from ? And did it have different T and Cs and was it an instant cashback ?

Also I don't get the logic of paying the bill now rather than due date? 

 

I wonder which bank would let itself be games so easily , or maybe the cashback has no component from the bank and bank is not bothered about the merchant CB.

 

But keep us posted man. We are in for a ride..lol.. @Keyofx must be rubbing his hands in anticipation

 

[Assassins Creed]

15 minutes ago, Madmage said:

 

Interesting stuff man. So where did you buy thr 9.1 from ? And did it have different T and Cs and was it an instant cashback ?

Also I don't get the logic of paying the bill now rather than due date? 

 

I wonder which bank would let itself be games so easily , or maybe the cashback has no component from the bank and bank is not bothered about the merchant CB.

 

But keep us posted man. We are in for a ride..lol.. @Keyofx must be rubbing his hands in anticipation

I got it from a their brand store BUT I don’t think it matters where you buy as the same T&Cs should apply as its driven by your bank CC.. The T&Cs still say I have to pay back merchant payback but I am going by CC words here that no other charge will come on my statement and will hold this with them.. Yeah that’s what I also think that Bank would have anyway got the merchant payback so now they are not bothered..I will still wait for the statement.. 

 

Cash back was not instant, 90 days period so that’s why I waited till now.. 

 

The logic of paying bill now is that the closure amount changes everyday based on interest accrual so it’s better to close on the same day as you pay and paying the whole because let’s say you have 20K CC charge for that month and your closure amount is 30K and you only make 30K but the system will not apply that 30K to your loan as there is also 20K outstanding on the card so you need to pay 50K so everything that is outstanding is closed out and the loan no longer accrues interest.

 

 

Edited February 21, 2021 by Assassins Creed

[quixote_1989]

@Assassins Creed any chance you can do an ELI5 of this Scam2020 that you pulled? For buffoons like me.

[Bird Bird Bird]

11 minutes ago, Assassins Creed said:

I got it from a their brand store BUT I don’t think it matters where you buy as the same T&Cs should apply as its driven by your bank CC.. The T&Cs still say I have to pay back merchant payback but I am going by CC words here that no other charge will come on my statement and will hold this with them.. Yeah that’s what I also think that Bank would have anyway got the merchant payback so now they are not bothered..I will still wait for the statement.. 

 

Cash back was not instant, 90 days period so that’s why I waited till now.. 

 

The logic of paying bill now is that the closure amount changes everyday based on interest accrual so it’s better to close on the same day as you pay and paying the whole because let’s say you have 20K CC charge for that month and your closure amount is 30K and you only make 30K but the system will not apply that 30K to your loan as there is also 20K outstanding on the card so you need to pay 50K so everything that is outstanding is closed out and the loan no longer accrues interest.

 

 

 

This was on no cost EMI, right ? 

[Assassins Creed]

1 minute ago, quixote_1989 said:

@Assassins Creed any chance you can do an ELI5 of this Scam2020 that you pulled? For buffoons like me.

 

sure, let me get my next statement and be 200% sure

 

Just now, Bird Bird Bird said:

This was on no cost EMI, right ? 

Yes

[Bird Bird Bird]

LG OLED G1 European prices revealed: https://www.flatpanelshd.com/lg_g1_oled_2021.php

[Madmage]

4 hours ago, Assassins Creed said:

I got it from a their brand store BUT I don’t think it matters where you buy as the same T&Cs should apply as its driven by your bank CC.. The T&Cs still say I have to pay back merchant payback but I am going by CC words here that no other charge will come on my statement and will hold this with them.. Yeah that’s what I also think that Bank would have anyway got the merchant payback so now they are not bothered..I will still wait for the statement.. 

 

Cash back was not instant, 90 days period so that’s why I waited till now.. 

 

The logic of paying bill now is that the closure amount changes everyday based on interest accrual so it’s better to close on the same day as you pay and paying the whole because let’s say you have 20K CC charge for that month and your closure amount is 30K and you only make 30K but the system will not apply that 30K to your loan as there is also 20K outstanding on the card so you need to pay 50K so everything that is outstanding is closed out and the loan no longer accrues interest.

 

 

Cool I get that now..  so he sent you seperate link to close the loan or did you may pay the entire amount that was pending like a normal payment. Sorry for asking so much cos it just seems foolish on the part of the merchant. He is actually giving you cashback and bearing the cost of interest as it is a no cost emi .. lol

[playstationdude]

Guys so I'm shifting home in a few days, but unfortunately no packing for my oled. Any suggestions where I can get the packing or how to safely transport?

[Jigsaw]

1 hour ago, playstationdude said:

Guys so I'm shifting home in a few days, but unfortunately no packing for my oled. Any suggestions where I can get the packing or how to safely transport?

 

I've seen a lot of people in my complex use agrawal packers. The packaging looks super well done. Check if your location has them. Also read many fakes going around by thay name so beware. 

[playstationdude]

Just now, Jigsaw said:

 

I've seen a lot of people in my complex use agrawal packers. The packaging looks super well done. Check if your location has them. Also read many fakes going around by thay name so beware. 

Yeah I did take an estimate from them for shifting all the stuff. I'm just worried about them handling the oled since this f**king thing is super thin and delicate.

[Jigsaw]

5 minutes ago, playstationdude said:

Yeah I did take an estimate from them for shifting all the stuff. I'm just worried about them handling the oled since this f**king thing is super thin and delicate.

 

Oh haan maybe just have them package it and then drive it down yourself to the new location?That way you'll eliminate any mishandling by them. 

[playstationdude]

Just now, Jigsaw said:

 

Oh haan maybe just have them package it and then drive it down yourself to the new location?That way you'll eliminate any mishandling by them. 

Han let's see, have called the LG guys too. Will try to check if they can arrange the original packaging, but someone told me that packaging costs like 5k 

Should have kept the original box and all 

[Jigsaw]

Just now, playstationdude said:

Han let's see, have called the LG guys too. Will try to check if they can arrange the original packaging, but someone told me that packaging costs like 5k 

Should have kept the original box and all 

Cha re no one retains the box. And 5k 

 

If you know someone at a TV /big box store maybe they can arrange a leftover box which they invariably carry back once they deliver a TV to a customer. 

[playstationdude]

1 minute ago, Jigsaw said:

Cha re no one retains the box. And 5k 

 

If you know someone at a TV /big box store maybe they can arrange a leftover box which they invariably carry back once they deliver a TV to a customer. 

I dont personally know someone in croma/RD per se, but will check that option too.