ox- Posted March 29, 2022 Report Share Posted March 29, 2022 (edited) On 3/24/2022 at 6:27 PM, WhatsInTheName said: Also check start of the bill. If there is any kind of discount there for using card EMI, then you are definitely not getting any cashback. I also got fooled by Reliance Digital. They told me to not cancel the EMI for 90 days and wait for cashback which never came. I called up HDFC and they refused to pay anything back to me. They said, that that merchant cashback has already been paid to the merchant. I went to RD to fight and they said that the sales agent gave me incorrect info. I was never supposed to get the amount mentioned as merchant cashback. I requested for the sales agent and they claimed that he doesnt work with them anymore. So, if you want to save interest by cancelling EMI, do it now. Dont wait 90 days. Anyways the interest you will save by immediate foreclosure should be more than that cashback amount. Yup I totally got scammed. Total is coming out to me for around Rs 1,20,700 + maybe 800 extra GST charges. Lost trust from Vijay sales This what the guy at the counter showed me on the machine and said the charges will be "1,17,159 + around 1000 in gst charges, so total around 118k" Now they are backing out, even the Vijay sales head office is backing out and saying its 120,778 only. Going to stick to croma from next time Edited March 29, 2022 by ox- Quote Link to comment Share on other sites More sharing options...
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