Kazekage Gaara Posted October 29, 2012 Report Share Posted October 29, 2012 Hey guys, I know this is a gaming forum, but you guys have always been very helpful, and I am in a dilemma, hence would appreciate any input in this I am trying to procure a home loan, but a huge chunk (40%) of my income on the salary slip is "incentives", hence other nationalized banks and institutions like LIC HFL, SBI, etc., are only providing me a home loan according to the "fixed" portion of my salary slip, per se the 60% remaining amount, which is not sufficient. Now, I have been informed of two financial institutions that can provide me a good amount of home loan, and they are known as GIC and DHFL. Now, I am being a little bit skeptical in going ahead with these institutes as they are 1) Private 2) Not government, and after googling, I have read horror stories about DHFL. Not much about GIC though. About DHFL, I read many horror stories where they increased the rate of interest after 2 months of application and didn't reduce it. What would you guys suggest ? Anyone had any experience with these institutes ? Any info on this would be highly appreciated. Thanx a lot in advance guys Link to comment Share on other sites More sharing options...
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