North Posted August 19, 2019 Report Share Posted August 19, 2019 Just now, Playstationdude said: I don't think you are issued a CC without income proof anyway. You could try for an add on card on your dad's though. Yeah so thats the same bank so no advantages wrt to online deals. Ive never had the need for one, so should I still get an add-on card? Quote Link to comment Share on other sites More sharing options...
playstationdude Posted August 19, 2019 Report Share Posted August 19, 2019 (edited) 2 minutes ago, Chirag2001 said: Yeah so thats the same bank so no advantages wrt to online deals. Ive never had the need for one, so should I still get an add-on card? Not really necessary to be honest. You can always use your dad's card for online deals. HDFC debit cards can anyway be used for international payments, so CC is not really necesaary. Edited August 19, 2019 by Playstationdude Quote Link to comment Share on other sites More sharing options...
El Tigre Chino Posted August 19, 2019 Author Report Share Posted August 19, 2019 2 hours ago, AtheK said: Mine is 100% free, probably becaue of me being employee of Capgemini. Alternatively, if they put a membership charge call and tell them to cancel the card. If you are using it regularly and never defaulted, they will waive off the yearly charge anyway. Spoke to them, Zero fees on Regalia but they said something about needing to open a reference account. Will speak to the RM again tomorrow to understand what it entails. Thanks Quote Link to comment Share on other sites More sharing options...
abhi90 Posted August 20, 2019 Report Share Posted August 20, 2019 18 hours ago, El Tigre Chino said: Spoke to them, Zero fees on Regalia but they said something about needing to open a reference account. Will speak to the RM again tomorrow to understand what it entails. Thanks Let us know too, for regalia they're telling me that I need to link some utility bill in order to get it for free. Quote Link to comment Share on other sites More sharing options...
Engineer Posted August 20, 2019 Report Share Posted August 20, 2019 20 hours ago, Playstationdude said: I don't think you are issued a CC without income proof anyway. You could try for an add on card on your dad's though. No income proof needed if you are taking CC against FD Quote Link to comment Share on other sites More sharing options...
AtheK Posted August 20, 2019 Report Share Posted August 20, 2019 17 minutes ago, abhinit90 said: Let us know too, for regalia they're telling me that I need to link some utility bill in order to get it for free. Link the broadband. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted August 20, 2019 Report Share Posted August 20, 2019 36 minutes ago, AtheK said: Link the broadband. I might shift soon, that means I'll have to link something else. PITA really. bankbazaar says lifetime free regalia first if I open a bank account, do they actually have different terms and conditions? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 20, 2019 Report Share Posted August 20, 2019 16 minutes ago, abhinit90 said: I might shift soon, that means I'll have to link something else. PITA really. bankbazaar says lifetime free regalia first if I open a bank account, do they actually have different terms and conditions? This is troubling me too. I already have a bank account and my RM says that I need to attach a bill while the terms and conditions says that transaction should be >=3l/year while the offer page says that I just need to apply for it without any assistance. Quote Link to comment Share on other sites More sharing options...
AtheK Posted August 20, 2019 Report Share Posted August 20, 2019 Other option is to apply for regalia first which is lifetime free without conditions. I had to get that first as I did not have HDFC account, then after sometime they automatically upgraded me to Regalia.You can go for regalia first. Sent from my SM-G965F using Tapatalk Quote Link to comment Share on other sites More sharing options...
abhi90 Posted August 20, 2019 Report Share Posted August 20, 2019 18 minutes ago, AtheK said: Other option is to apply for regalia first which is lifetime free without conditions. I had to get that first as I did not have HDFC account, then after sometime they automatically upgraded me to Regalia. You can go for regalia first. Sent from my SM-G965F using Tapatalk even regalis first isn't free Quote Link to comment Share on other sites More sharing options...
AtheK Posted August 20, 2019 Report Share Posted August 20, 2019 (edited) 13 minutes ago, abhinit90 said: even regalis first isn't free Salary badhao, free ho jayega Edited August 20, 2019 by AtheK Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 20, 2019 Report Share Posted August 20, 2019 (edited) 12 minutes ago, AtheK said: Salary badhao, free ho jayega Lol, abhi intern lgi hai ek saal baad ppo mil jayega phir salary badh jayegi. Fir krenge Edited August 20, 2019 by kunjanp Quote Link to comment Share on other sites More sharing options...
Krazyniks Posted August 20, 2019 Report Share Posted August 20, 2019 22 hours ago, Chirag2001 said: I sure needed this thread. I just got my first bank account done- HDFC. Im a kid, and my dad has SBI/Axis/HDFC/Central Bank credit cards. I dont have use for a credit card myself, just for online shopping deals. So I shouldnt bother right? Also I see that most people here use GPay and I wanted to have the whole UPI thing setup. Can someone explain what I should be doing? UPI - Just download GPay . And tap on add bank account. You will have to provide your mobile number with which your bank account is linked. Gpay will automatically search bank accounts linked with that mobile number and verify it with bank. Then you can create your.own upi id . Set PIN to access app and authorize payments . You can then use gpay to send / receive money in your accounts just by sharing upi id . Quote Link to comment Share on other sites More sharing options...
North Posted August 20, 2019 Report Share Posted August 20, 2019 UPI - Just download GPay . And tap on add bank account. You will have to provide your mobile number with which your bank account is linked. Gpay will automatically search bank accounts linked with that mobile number and verify it with bank. Then you can create your.own upi id . Set PIN to access app and authorize payments . You can then use gpay to send / receive money in your accounts just by sharing upi id . All monetary transactions are to and from my bank acc balance right?Sent from my Mi A2 using Tapatalk Quote Link to comment Share on other sites More sharing options...
North Posted August 20, 2019 Report Share Posted August 20, 2019 Lol, abhi intern lgi hai ek saal baad ppo mil jayega phir salary badh jayegi. Fir krenge Congratulations on your internship [emoji4]Sent from my Mi A2 using Tapatalk 1 Quote Link to comment Share on other sites More sharing options...
abhi90 Posted August 20, 2019 Report Share Posted August 20, 2019 Salary badhao, free ho jayega Refer kardo. Quote Link to comment Share on other sites More sharing options...
Krazyniks Posted August 20, 2019 Report Share Posted August 20, 2019 2 hours ago, Chirag2001 said: All monetary transactions are to and from my bank acc balance right? Sent from my Mi A2 using Tapatalk Yup . Quote Link to comment Share on other sites More sharing options...
North Posted August 20, 2019 Report Share Posted August 20, 2019 2 minutes ago, Krazyniks said: Yup . Okay then thank you. Quote Link to comment Share on other sites More sharing options...
AtheK Posted August 21, 2019 Report Share Posted August 21, 2019 14 hours ago, abhinit90 said: 16 hours ago, AtheK said: Salary badhao, free ho jayega Refer kardo. :p But on a serious note regalia first is offered free to pretty much everyone. What bank do you have salary account with. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted August 21, 2019 Report Share Posted August 21, 2019 [emoji14] But on a serious note regalia first is offered free to pretty much everyone. What bank do you have salary account with. Shitty (Citi) bank Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.