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Credit Card - Help & Recommendations


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3 hours ago, Sach4life said:

I tried, but it doesn't work. Has to be the student of my or other included colleges emoji17.png

 

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You are talking about Diners from HDFC?

If yes, how did you apply?

Which colleges are included?

 

I had an option for lifetime free Regalia if I applied through Netbanking, without any help from the representative.

But I received a call from one shortly after and when I declined to not take the non-netbanking route, the offer vanished, probably the representative removed it.

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You are talking about Diners from HDFC?
If yes, how did you apply?
Which colleges are included?
 
I had an option for lifetime free Regalia if I applied through Netbanking, without any help from the representative.
But I received a call from one shortly after and when I declined to not take the non-netbanking route, the offer vanished, probably the representative removed it.
Yes, Diners Black from HDFC. It is for 5-6 IIMs. They have also included XLRI and MDI now.

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Wow..awesome. You must have a high ITR and a good relation with HDFC
 
No no. This is my first HDFC CC and i don't even have an account there. As i said, this offer is there for mine and some other college students/alums, provided couple of conditions are fulfilled.

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18 hours ago, HotSonix said:

Is IIM Kol Included ? 

If yes can you  pm me the link  ?

Ty 

 

You mean Kozhikode? Yes, it is included. I graduated from Kozhikode only this year. However, if you are a current student, you aren't eligible as you need to be working with certain minimum salary.

 

I am messaging you HDFC bank executive's number. Get in touch with him and just tell him that you want one. Having said that, he is based out of Delhi/NCR. Tell him your location and he should guide you to the person from that city.

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On 10/23/2019 at 3:43 PM, Sach4life said:

 

You mean Kozhikode? Yes, it is included. I graduated from Kozhikode only this year. However, if you are a current student, you aren't eligible as you need to be working with certain minimum salary.

 

I am messaging you HDFC bank executive's number. Get in touch with him and just tell him that you want one. Having said that, he is based out of Delhi/NCR. Tell him your location and he should guide you to the person from that city.

Its IIM Kolkata , and I graduated  long back :)

 

Will def call him up thanks man 

 

 

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This ain't Credit Card related, but this is the closest thread here

anyone have one of the digibank by DBS/ Axis ASAP or Kotak 811 accounts.

 

If yes, how's it working out for you?

 

 

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1 hour ago, Snake said:

This ain't Credit Card related, but this is the closest thread here

anyone have one of the digibank by DBS/ Axis ASAP or Kotak 811 accounts.

 

If yes, how's it working out for you?

 

 

Digibank DBS - Good kinda best right now .

Axis ASAp - Avoid like plague ,they force you a 500 Rs + GST  Debit card even if you dont want one , their CC Sucks 

Kotak 811 - Heard nice things but they have weird restrictions on these online only accounts 

 

 

5 hours ago, Sach4life said:

 

Got it. I never see it as IIM Kolkata, but IIM Calcutta. That is why my mind went to Kozhikode.

Yeah I knw locals kinda call it with recent name :P

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31 minutes ago, HotSonix said:

Digibank DBS - Good kinda best right now .

Axis ASAp - Avoid like plague ,they force you a 500 Rs + GST  Debit card even if you dont want one , their CC Sucks 

Kotak 811 - Heard nice things but they have weird restrictions on these online only accounts 

 

 

Thanks man

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2 hours ago, Snake said:

This ain't Credit Card related, but this is the closest thread here

anyone have one of the digibank by DBS/ Axis ASAP or Kotak 811 accounts.

 

If yes, how's it working out for you?

 

 

 

I have both DBS and Kotak 811. Mainly use it to save money for gaming stuff without wifey knowing :fear1: and in that aspect both are good. If you want to use it as your primary account then I don't recommend. Also Kotak 811 gave me a physical Debit card for free during some offer period but normally its charged I guess. make sure you upgrade from 811 lite to normal 811 otherwise you will have restrictions.

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3 hours ago, b!T said:

 

I have both DBS and Kotak 811. Mainly use it to save money for gaming stuff without wifey knowing :fear1: and in that aspect both are good. If you want to use it as your primary account then I don't recommend. Also Kotak 811 gave me a physical Debit card for free during some offer period but normally its charged I guess. make sure you upgrade from 811 lite to normal 811 otherwise you will have restrictions.

 

Do you have a DVD savings or e wallet?

 

what docs did you provide to them?

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Do you have a DVD savings or e wallet?
 
what docs did you provide to them?
It's a savings account. For kotak i gave pan and address proof. I don't remember DBS honestly.

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6 hours ago, HotSonix said:

Any online savings AC  you need to give aadhar details , no other way 

Offline no issue even voter id works 

 

Does DBS offer offline opening of savings?

 

any other way to skip the aadhar bit?

Edited by Snake
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On 10/25/2019 at 11:06 PM, Snake said:

 

Does DBS offer offline opening of savings?

 

any other way to skip the aadhar bit?

Yep they have branch in major metros 

 

Online nada 

Every bank will ask you aadhar , thats how they insta authenticate you 

 

Offline every id works but takes min 1 week to activate 

They hand you a kit these days with all the necc items like net banking id ,Dc, passbook etc 

 

Edited by HotSonix
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based on my limited knowledge over the  last two years, your limit will depend mostly on your cibil score, and its advised best not to have more than 2 credit cards for maintaining a good score. SBI and HDFC are really good cards, which i use. there are plenty of offers and fees, best go for cards that offer annual fees waiver after certain amount of spends. SBI's rewards are really easy and convenient, HDFC's is a big hassle. 

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2 hours ago, HotSonix said:

Yep they have branch in major metros 

 

Online nada 

Every bank will ask you aadhar , thats how they insta authenticate you 

 

Offline every id works but takes min 1 week to activate 

They hand you a kit these days with all the necc items like net banking id ,Dc, passbook etc 

 

 

signed up for it, awaiting KYC biometrics

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