KunjanPSD Posted July 5, 2021 Report Share Posted July 5, 2021 8 minutes ago, Mr.HaPPineSS said: Diners also got to clear there sh*t. As they were also banned along amex the last. Sent from my iPhone using Tapatalk Wohi toh bola maine. Quote Link to comment Share on other sites More sharing options...
Mr.HaPPineSS Posted July 5, 2021 Report Share Posted July 5, 2021 Wohi toh bola maine.Dont understand hindi sorrySent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 5, 2021 Report Share Posted July 5, 2021 1 minute ago, Mr.HaPPineSS said: Dont understand hindi sorry Sent from my iPhone using Tapatalk He said "Thats what i said " XDÂ Quote Link to comment Share on other sites More sharing options...
Mr.HaPPineSS Posted July 5, 2021 Report Share Posted July 5, 2021 He said "Thats what i said " XDÂ Oh well [emoji23] I thought he was not aware of the diners also being blocked. My badSent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
CardsCrusader Posted July 5, 2021 Report Share Posted July 5, 2021 2 hours ago, dante77 said: How to earn points from Credit Card bill payment? I don't wanna use something like Cred simply because they generate bill after a month and I like to mostly pay in 3-4 days max. But I want em shiny points. ICICI doesn't give any point but they their bill generation is next day and paying from them is a breeze Also, My SBI credit card mentioned that I'll get 500 Rs. Amazon voucher once I pay their annual fee. It has been two months and I never got any voucher from sbi card. Checked my mail and nothing was there. Anyone else got Amazon card from sbi card? You can earn cash back by using debit card to make payment of credit card. HDFC millennia & HDFC platinum debit card are good option on this. You can use mobikwik for making payment.  Dump ICICI as their reward system is crap. Shift to Amex, HDFC or Citi.  Check on SBI dashboard for voucher. If not there, call customer care. 1 hour ago, Bird Bird Bird said:  Will be great if you can put some details here. I'm on the verge of cancelling my AMEX Plat Res card.  1 hour ago, KunjanPSD said: Come on guys, we need a detailed writeup for this. It going to be very long write up. That's why we doing Clubhouse sessions. Speaking is quicker than writing. You may join session where many other more experienced than me are there. 1 Quote Link to comment Share on other sites More sharing options...
i_rock098 Posted July 5, 2021 Report Share Posted July 5, 2021 You can earn points without any out of pocket expense using technique manufactured spending. I did booked return flight for my family to Singapore from points earned using this technique and upgrade to business with miles. Could you explain what does manufactured spending mean?Its the points game. You cant do much with the basic cards. You need to work your way for the premium card to do the travel and stuff as the rewards are more interms of the reward points earned and the conversion value of the points. Travel I can only think of two cards, Amex Platinum which is like 60k a year as fee. Dont get shocked by the fees. People who own that card, get way more perks than for what they pay. & Infinia is like 10k a year as fee. It has pretty good accelerated rewards(33%) for every 100rs also extra accelerated rewards from time to time. What cards do you own? Sent from my iPhone using TapatalkI own a ICICI Amazon card and HDFC Regalia. Pretty basic cards. I get like 300-400 back from that Amazon card. And like 500Rs Amazon voucher once a quarter from HDFC. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Mr.HaPPineSS Posted July 5, 2021 Report Share Posted July 5, 2021 I own a ICICI Amazon card and HDFC Regalia. Pretty basic cards. I get like 300-400 back from that Amazon card. And like 500Rs Amazon voucher once a quarter from HDFC. Sent from my iPhone using TapatalkFocus on getting an upgrade on the regalia to Infina, do not opt for dinners if they provide you. You would be eligible for infinia upgrade when you hit 8lakh limit. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted July 5, 2021 Report Share Posted July 5, 2021 27 minutes ago, Mr.HaPPineSS said: Focus on getting an upgrade on the regalia to Infina, do not opt for dinners if they provide you. You would be eligible for infinia upgrade when you hit 8lakh limit. Sent from my iPhone using Tapatalk Why not opt for Diners? Quote Link to comment Share on other sites More sharing options...
Mr.HaPPineSS Posted July 5, 2021 Report Share Posted July 5, 2021 Why not opt for Diners?Cause dinners has lesser cap compared to infinia on terms of the accelerated rewards for each month. Also they do not give back as points the fee unlike infinia which does. Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
CardsCrusader Posted July 5, 2021 Report Share Posted July 5, 2021 1 hour ago, i_rock098 said:  Could you explain what does manufactured spending mean? It's like buying some thing which you can encash and transfer money to repay credit card bill. For eg. there were You first card available on amazon, I used to buy 80k cards using Diners back 10x program, giving me 25k worth points. Then I encased these cards in phonepe and transferred money to bank and paid CC bill. So no out of pocket expense and got 25k worth points every month. Quote Link to comment Share on other sites More sharing options...
El Tigre Chino Posted July 5, 2021 Author Report Share Posted July 5, 2021 I have an upgrade from Regalia First to Regalia but only 60% of the points would be carried over. I believe the redemption rate of the points on First is 0.30 and Regalia is 0.50. Â I'm assuming it works out to be the same but should I redeem the points before the upgrade? Any recommendations? Quote Link to comment Share on other sites More sharing options...
R3D_D3ViL Posted July 5, 2021 Report Share Posted July 5, 2021 1 hour ago, Mr.HaPPineSS said: Focus on getting an upgrade on the regalia to Infina, do not opt for dinners if they provide you. You would be eligible for infinia upgrade when you hit 8lakh limit. Sent from my iPhone using Tapatalk i have 11 lakhs limit on my regalia. Not seeing any sign of upgrade from HDFC. Quote Link to comment Share on other sites More sharing options...
Mr.HaPPineSS Posted July 5, 2021 Report Share Posted July 5, 2021 i have 11 lakhs limit on my regalia. Not seeing any sign of upgrade from HDFC.So until Jan of this year which is when I got my Infina. 5 lakh for Diners and 8-10 lakh for infinia. Call your RM and ask for an upgrade. If you can give a bit of pressure they would give you an upgrade. As they are giving upgrades and offers left and right Sent from my iPhone using Tapatalk Quote Link to comment Share on other sites More sharing options...
Pacifier Posted July 5, 2021 Report Share Posted July 5, 2021 Cred has option to pay CC bill via Samsung Pay UPI as well. So you get points in both places if you are using Samsung pay. You can exchange Samsung Pay points for gift cards with fk, Amazon etc 1 Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 6, 2021 Report Share Posted July 6, 2021 Any idea when are the reward points for a feul spend credited? Its been 15 days and its not been credited1 Using BPCL octane and fuel filled at that specific pump only. Quote Link to comment Share on other sites More sharing options...
psinide Posted July 9, 2021 Report Share Posted July 9, 2021 Man... I've been waiting for HDFC to sort their sh*t out... Currently only use the Amazon Pay ICICI card. Used to benefit a lot pre-pandemic times as I used it for all my international hotel bookings and spends when on business travels.  Will start using all the credit card hacks as soon has I get the HDFC Regalia and move on from there.... Quote Link to comment Share on other sites More sharing options...
SuperT Posted July 13, 2021 Report Share Posted July 13, 2021 Saw this on instagram. The concept seems interesting. It's in beta right now might just give it a go and join. So basically spend and then pay only 1/3rd at no extra cost. Thoughts guys ? https://www.uni.cards/?utm_source=dv360&utm_medium=banner&utm_campaign=leads_cpa_uni_card_custom_audience_02&utm_content=300X250&dclid=CjgKEAjw87SHBhDBuvjemumu2H0SJAAaywnRK_YyCQvvncGgPL-67mrQ1gYCAoLlHLiaW7bfWJgWd_D_BwE Quote Link to comment Share on other sites More sharing options...
Bird Bird Bird Posted July 13, 2021 Report Share Posted July 13, 2021 35 minutes ago, SuperT said: Saw this on instagram. The concept seems interesting. It's in beta right now might just give it a go and join. So basically spend and then pay only 1/3rd at no extra cost. Thoughts guys ? https://www.uni.cards/?utm_source=dv360&utm_medium=banner&utm_campaign=leads_cpa_uni_card_custom_audience_02&utm_content=300X250&dclid=CjgKEAjw87SHBhDBuvjemumu2H0SJAAaywnRK_YyCQvvncGgPL-67mrQ1gYCAoLlHLiaW7bfWJgWd_D_BwE Why do you want to carry over debt ? It’s just poor money management tbh. 1 Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 13, 2021 Report Share Posted July 13, 2021 38 minutes ago, SuperT said: Saw this on instagram. The concept seems interesting. It's in beta right now might just give it a go and join. So basically spend and then pay only 1/3rd at no extra cost. Thoughts guys ? https://www.uni.cards/?utm_source=dv360&utm_medium=banner&utm_campaign=leads_cpa_uni_card_custom_audience_02&utm_content=300X250&dclid=CjgKEAjw87SHBhDBuvjemumu2H0SJAAaywnRK_YyCQvvncGgPL-67mrQ1gYCAoLlHLiaW7bfWJgWd_D_BwE This is just creating a debt trap for yourself. Id say avoid. Quote Link to comment Share on other sites More sharing options...
SuperT Posted July 13, 2021 Report Share Posted July 13, 2021 Why do you want to carry over debt ? It’s just poor money management tbh. This is just creating a debt trap for yourself. Id say avoid.Agreed. But just for the occasional big purchases when no cost emi is not available ? Quote Link to comment Share on other sites More sharing options...
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