Banz Posted April 10, 2022 Report Share Posted April 10, 2022 1 hour ago, Bird Bird Bird said: Edit: Also, it has to be the laziest app/rewards program name I've seen. When I first heard the name, I thought Tata Motors was going to launch a new car. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 10, 2022 Report Share Posted April 10, 2022 2 hours ago, Bird Bird Bird said: It's a bit irritating tbh. Earlier, 1mg cashback could be used with any mode of payment. Now it has been turned into Neu points, and are only redeemable when paying via Tata Pay. Edit: Also, it has to be the laziest app/rewards program name I've seen. That's the point of the app. You spend on anything, be it meds or big basket or travel and you get to redeem those points on anything. I am not saying it's great but 5% rewards on spends and able to include all the FF programs and hotel memberships in one is convenient. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 10, 2022 Report Share Posted April 10, 2022 (edited) Any guide for maximising card rewards for basically travel? Like beginners guide for various cards and spending habits. Seen a few twitter handles and apparently people can literally earn enough to hardly spend their own money on travel. Edited April 10, 2022 by KunjanPSD Quote Link to comment Share on other sites More sharing options...
Bird Bird Bird Posted April 10, 2022 Report Share Posted April 10, 2022 32 minutes ago, KunjanPSD said: That's the point of the app. You spend on anything, be it meds or big basket or travel and you get to redeem those points on anything. I am not saying it's great but 5% rewards on spends and able to include all the FF programs and hotel memberships in one is convenient. But it comes at the cost of only paying via Tata Pay. No other payment modes allowed for redemption (at least on 1mg). Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 10, 2022 Report Share Posted April 10, 2022 2 hours ago, Bird Bird Bird said: But it comes at the cost of only paying via Tata Pay. No other payment modes allowed for redemption (at least on 1mg). Not sure about this. Need to sit down and dedicate some days to figure this whole CC rewards game. Quote Link to comment Share on other sites More sharing options...
Bird Bird Bird Posted April 10, 2022 Report Share Posted April 10, 2022 24 minutes ago, KunjanPSD said: Not sure about this. Need to sit down and dedicate some days to figure this whole CC rewards game. Tata Pay is only UPI. No CC. Quote Link to comment Share on other sites More sharing options...
CardsCrusader Posted April 10, 2022 Report Share Posted April 10, 2022 (edited) 4 hours ago, KunjanPSD said: Any guide for maximising card rewards for basically travel? Like beginners guide for various cards and spending habits. Seen a few twitter handles and apparently people can literally earn enough to hardly spend their own money on travel. There are many. Myself have done 9 days Singapore and 15 days Europe with family purely on points and miles. Few suggestions 1. Fix your goal, what you want in return from your cards spends. I look for things on which I try to avoid spending out of my own pocket like travelling rather than buying stuff. 2. Use right card for right purchase to maximise return 3. Identifying and sign up of Frequent flyer programs and Hotel Loyalty programs 4. Don't overspend just to gain points, not worth the hassle 5. With keeping point no 4 in mind, divert all spend on credit cards 6. Use third party tools while buying to get extra benfits Above are just few basics to get started in Miles game. Edited April 10, 2022 by hannibal09 Correction Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 10, 2022 Report Share Posted April 10, 2022 33 minutes ago, Bird Bird Bird said: Tata Pay is only UPI. No CC. I meant the whole rewards game. Have been lagging in this space. People really do eke out some great rewards by using the correct cards and correct expenses. And coupled with platform specific discounts + Neu coins, the reward structure of Tata Neu is not bad actually. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 10, 2022 Report Share Posted April 10, 2022 2 minutes ago, hannibal09 said: There are many. Myself have done 9 days Singapore and 15 days Europe with family purely on points and miles. Few suggestions 1. Fix your goal, what you want in return from your cards spends. I look for things on which I try to avoid spending out of my own pocket like travelling rather than buying stuff. 2. Use right card for right purchase to maximise return 3. Identifying and sign up of Frequent flyer programs and Hotel Loyalty programs 4. Don't overspend just to gain points, not worth the hassle 5. With keeping point no 4 in mind, divert all spend on credit cards 6. Use third party toopd while buying to get extra benfits Above are just few basics to get started in Miles game. My goal is travel and hotel stay only. I need to read up about Frequent Flyer and Loyalty programs like Star Alliance and all that. Not sure what you mean by 3rd party toopd. Can explain a little about your expense structure and which cards you use for what purpose and which FF/Loyalty program is most beneficial. Right now just working with Regalia, hoping to get to Infinia by next year. And looking to add another card too. Quote Link to comment Share on other sites More sharing options...
CardsCrusader Posted April 10, 2022 Report Share Posted April 10, 2022 19 minutes ago, KunjanPSD said: My goal is travel and hotel stay only. I need to read up about Frequent Flyer and Loyalty programs like Star Alliance and all that. Not sure what you mean by 3rd party toopd. Can explain a little about your expense structure and which cards you use for what purpose and which FF/Loyalty program is most beneficial. Right now just working with Regalia, hoping to get to Infinia by next year. And looking to add another card too. Travel is vast subject and there is no program which is always beneficial I do advice to follow people on twitter who talks about miles and cards. I used to be active there now I hardly post. You can also keep on eye when next workshops comes to give idea about whole miles and hotel programs Twitter Workshop (disclosure : these were my workshops, conducted for free) I meant third party tools like when buying on amazon, flipkart you could use intermiles for extra points which can be redeemed for free flight & hotels. For travel specific need, go for cards having larger tranfer partners like Citi Premiermiles, Prestige, Amex cards, Axis atlas, Vistara Cards, HSBC Visa platinum etc. Prefer to select a card having multiple transfer partner instead of single untill you getting extra bonus points. 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 12, 2022 Report Share Posted April 12, 2022 Lot of chatter going around, last 3-4 weeks have seen lot of Infinia upgrades. Possibly a new premium offering by HDFC in the works. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 12, 2022 Report Share Posted April 12, 2022 Lot of chatter going around, last 3-4 weeks have seen lot of Infinia upgrades. Possibly a new premium offering by HDFC in the works. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 12, 2022 Report Share Posted April 12, 2022 (edited) On 4/10/2022 at 10:17 PM, hannibal09 said: Travel is vast subject and there is no program which is always beneficial I do advice to follow people on twitter who talks about miles and cards. I used to be active there now I hardly post. You can also keep on eye when next workshops comes to give idea about whole miles and hotel programs Twitter Workshop (disclosure : these were my workshops, conducted for free) I meant third party tools like when buying on amazon, flipkart you could use intermiles for extra points which can be redeemed for free flight & hotels. For travel specific need, go for cards having larger tranfer partners like Citi Premiermiles, Prestige, Amex cards, Axis atlas, Vistara Cards, HSBC Visa platinum etc. Prefer to select a card having multiple transfer partner instead of single untill you getting extra bonus points. Will look out for any workshop. Let me know in case you ever hold one or someone else does. Will be appreciated. Not sure how intermiles work on Amazon. I generally buy Amazon GV from Smartbuy but now Daily/Monthly Cap on Bonus Rewards plus Monthly limit of 5K GV has greatly nerfed it. Edited April 12, 2022 by KunjanPSD Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 29, 2022 Report Share Posted April 29, 2022 So I tried buying something from Amazon via HDFC Smartbuy. I went on to the Amazon Smartbuy page, searched what I wanted and clicked on it. It redirected me to the product page on another tab. Couldn't really tell from the URL if it smartbuy specific. Added in cart and payed via HDFC CC. That's the usual proceedure, right? Got no other notification for Smartbuy, followed all tge steps but product page was similar. Quote Link to comment Share on other sites More sharing options...
CardsCrusader Posted April 30, 2022 Report Share Posted April 30, 2022 14 hours ago, KunjanPSD said: So I tried buying something from Amazon via HDFC Smartbuy. I went on to the Amazon Smartbuy page, searched what I wanted and clicked on it. It redirected me to the product page on another tab. Couldn't really tell from the URL if it smartbuy specific. Added in cart and payed via HDFC CC. That's the usual proceedure, right? Got no other notification for Smartbuy, followed all tge steps but product page was similar. Check merchant name on OTP page, mostly it says Amazon smartbuy. However some time even when it says just amazon, people have received points. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted April 30, 2022 Report Share Posted April 30, 2022 1 hour ago, hannibal09 said: Check merchant name on OTP page, mostly it says Amazon smartbuy. However some time even when it says just amazon, people have received points. It's showing as Smartbuy in Cred so I guess that's it. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted May 1, 2022 Report Share Posted May 1, 2022 And the HDFC devaluation continues. Now with processing fee+gst on Amazon Vouchers. Infinia and DCB still holding up but for Regalia, Amazon voucher RR is now down to 3%. Not sure what HDFC CC product managers are thinking. People will line up for Amex when the ban goes away but they will have their own devaluation, for right now, HDFC is really hurting its customer base. Quote Link to comment Share on other sites More sharing options...
Snake Posted May 5, 2022 Report Share Posted May 5, 2022 Guys , my RM just told me that they can offer me the Axis privilege card 1500 joining fee and 1500 per year , anyone on this card? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted May 5, 2022 Report Share Posted May 5, 2022 3 hours ago, Snake said: Guys , my RM just told me that they can offer me the Axis privilege card 1500 joining fee and 1500 per year , anyone on this card? That's the regular pricing. Why do you even need this card? It doesn't seem that great and certainly something which should be LTF. Quote Link to comment Share on other sites More sharing options...
Snake Posted May 5, 2022 Report Share Posted May 5, 2022 30 minutes ago, KunjanPSD said: That's the regular pricing. Why do you even need this card? It doesn't seem that great and certainly something which should be LTF. Mere pass regular my zone hai Quote Link to comment Share on other sites More sharing options...
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