rushab oswal Posted November 25, 2022 Report Share Posted November 25, 2022 11 hours ago, KunjanPSD said: Millenia does work but it's cap is lower. You will have to check. Login into netbanking, go to Billpay, add your card and wait for activation, post which you can pay bills. Also billpays takes 2-3 days to pay bills and you can't pay for HDFC cards. You meant to say you cannot pay HDFC credit card bills Via Hdfc debit cards right? because thats what im trying to do Quote Link to comment Share on other sites More sharing options...
SuperT Posted November 25, 2022 Report Share Posted November 25, 2022 12 hours ago, KunjanPSD said: Millenia does work but it's cap is lower. You will have to check. Login into netbanking, go to Billpay, add your card and wait for activation, post which you can pay bills. Also billpays takes 2-3 days to pay bills and you can't pay for HDFC cards. So I can pay amex/icici card bills using the HDFC Debit Card ? Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted November 25, 2022 Report Share Posted November 25, 2022 11 minutes ago, SuperT said: So I can pay amex/icici card bills using the HDFC Debit Card ? 1 trick i found out that you can load wallet into paytm wallet and pay from there. gets 1% on millenia debit 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2022 Report Share Posted November 25, 2022 12 hours ago, rushab oswal said: You meant to say you cannot pay HDFC credit card bills Via Hdfc debit cards right? because thats what im trying to do Yup, you can't do that via HDFC Billpay. You will have to do that using 3rd party offerings but that wouldn't get you cashback points. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2022 Report Share Posted November 25, 2022 11 hours ago, SuperT said: So I can pay amex/icici card bills using the HDFC Debit Card ? Absolutely. Login to netbanking and go to Billpay, it will open another window. Register your credit card as a billed, wait for a few days for it to get activated and then pay your bill using your HDFC DC (should be auto populated), it will take 2-3 biz days for payment to reflect in your CC account. If you have Plat DC then you will get 1% cashback upto 750/month in 48hrs of your payment as DC reward points. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2022 Report Share Posted November 25, 2022 11 hours ago, rushab oswal said: 1 trick i found out that you can load wallet into paytm wallet and pay from there. gets 1% on millenia debit I think that is limited to 300/400 bucks but make sure you are careful with it, Paytm has a history of randomly changing charges on wallet load and cc payment. 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 SBI debiting the RPs earned during Festive sales when it already had a 10% discount running. And in case RP balance is 0, they are debiting equivalent cash. This also goes for SBI cashback card which earned 5% cashback post any discount. Scumy SBI. Quote Link to comment Share on other sites More sharing options...
Bird Bird Bird Posted December 31, 2022 Report Share Posted December 31, 2022 11 minutes ago, KunjanPSD said: SBI debiting the RPs earned during Festive sales when it already had a 10% discount running. And in case RP balance is 0, they are debiting equivalent cash. This also goes for SBI cashback card which earned 5% cashback post any discount. Scumy SBI. WTF. Sarkari attitude main kami nahi. Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted December 31, 2022 Report Share Posted December 31, 2022 So I just applied for the Vistara Infinite Axis CC as a FYF. Hearing good things about it, let's see. Has anyone used it or is currently using it? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 3 hours ago, Bird Bird Bird said: WTF. Sarkari attitude main kami nahi. 2-2 hazaar rupaye vapas nikale hai logo se SBI ne Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 2 hours ago, LordSpymaster said: So I just applied for the Vistara Infinite Axis CC as a FYF. Hearing good things about it, let's see. Has anyone used it or is currently using it? Why though when you can get Magnus? FYF is based on spends for VI. It's a great card but not something one should take if you got Magnus. Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted December 31, 2022 Report Share Posted December 31, 2022 I'm planning on testing it for 1 year and then deciding on keeping it or not. Plus, I should get 1 business class ticket and a couple of upgrades as well. Didn't take magnus since I want my DCB and Amex to be primaries. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 3 minutes ago, LordSpymaster said: I'm planning on testing it for 1 year and then deciding on keeping it or not. Plus, I should get 1 business class ticket and a couple of upgrades as well. Didn't take magnus since I want my DCB and Amex to be primaries. Magnus should be your Primary. Followed by Amex, maybe VI and DCB should thrown into the cupboard, never to be found again. 1 Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted December 31, 2022 Report Share Posted December 31, 2022 Hmm, let me see about Magnus' fee reversal or LTF. Last I read it I remember that it was too steep for me. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted December 31, 2022 Report Share Posted December 31, 2022 I'm just carrying my old citi account in the hope axis will give me a half-decent CC Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 9 minutes ago, LordSpymaster said: Hmm, let me see about Magnus' fee reversal or LTF. Last I read it I remember that it was too steep for me. Bro, you are committing the most common sin. Losing on multitude of rewards by going after LTF status. Magnus fees is 10k + 18% GST, you get a 10k voucher in return. Fee reversal is at 15L spend, there is no need to hit it. The kind of rewards you can get right now, will far outweigh the 18% GST you pay (adjusted for voucher). Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 10 minutes ago, abhi90 said: I'm just carrying my old citi account in the hope axis will give me a half-decent CC Axis aise nhi dega. Apply krdo seedha. Kuch nhi toh Axis Atlas lelo, airmiles collect kro. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 18 minutes ago, KunjanPSD said: Magnus should be your Primary. Followed by Amex, maybe VI and DCB should thrown into the cupboard, never to be found again. Also, a single Amex card can't provide you the best value. You need to have multiple i.e. MRCC+Gold+Plat Travel, in order to take full advantage. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted December 31, 2022 Report Share Posted December 31, 2022 6 minutes ago, KunjanPSD said: Axis aise nhi dega. Apply krdo seedha. Kuch nhi toh Axis Atlas lelo, airmiles collect kro. They sort of conveyed that they will replace my existing Citi CC. Let's see what happens. CC anyways looks like those things that you need but actually don't use them that all Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted December 31, 2022 Report Share Posted December 31, 2022 (edited) 4 minutes ago, abhi90 said: They sort of conveyed that they will replace my existing Citi CC. Let's see what happens. CC anyways looks like those things that you need but actually don't use them that all You should use a CC for every spend you do via DC/UPI. And obviously they will replace your Citi CC but with a similar tier one, don't expect to get much better value without an application and this transfer is still quite few months away. Edited December 31, 2022 by KunjanPSD Quote Link to comment Share on other sites More sharing options...
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