abhi90 Posted August 14, 2024 Report Share Posted August 14, 2024 3 hours ago, dante77 said: So much devaluation going around every card! Link? Quote Link to comment Share on other sites More sharing options...
dante77 Posted August 15, 2024 Report Share Posted August 15, 2024 On 8/14/2024 at 2:59 PM, abhi90 said: Link? On 8/14/2024 at 2:59 PM, abhi90 said: Link? What link? Scapia, Regalia, ICICI Amazon pay etc. I got email for new conditions. Lesser reward points and harder to get airport lounge access. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 17, 2024 Report Share Posted August 17, 2024 On 8/15/2024 at 11:21 PM, dante77 said: What link? Scapia, Regalia, ICICI Amazon pay etc. I got email for new conditions. Lesser reward points and harder to get airport lounge access. These are free/entry level cards, it's good that the access is being contained. Even cards like the normal magnus now have a spending threshold for lounge access. 1 Quote Link to comment Share on other sites More sharing options...
dante77 Posted August 18, 2024 Report Share Posted August 18, 2024 13 hours ago, KunjanPSD said: These are free/entry level cards, it's good that the access is being contained. Even cards like the normal magnus now have a spending threshold for lounge access. If I remember correctly, I got the email for my Regalia Gold which is a fairly upper/mid level card that Redeeming points will now cost some points too. Along with some other non consumer friendly points. Quote Link to comment Share on other sites More sharing options...
Turd Turd Turd Posted August 18, 2024 Report Share Posted August 18, 2024 32 minutes ago, dante77 said: If I remember correctly, I got the email for my Regalia Gold which is a fairly upper/mid level card that Redeeming points will now cost some points too. Along with some other non consumer friendly points. Regalia Gold entry level hai bhai. Not that it matters. Just use whatever makes more sense and is convenient. 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 18, 2024 Report Share Posted August 18, 2024 10 hours ago, dante77 said: If I remember correctly, I got the email for my Regalia Gold which is a fairly upper/mid level card that Redeeming points will now cost some points too. Along with some other non consumer friendly points. Entry level. Quote Link to comment Share on other sites More sharing options...
dante77 Posted August 18, 2024 Report Share Posted August 18, 2024 Y U Guys do beizzati Quote Link to comment Share on other sites More sharing options...
AtheK Posted August 19, 2024 Report Share Posted August 19, 2024 Let's see how long icici emeralde free unlimited international lounge lasts. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted August 20, 2024 Report Share Posted August 20, 2024 On 8/19/2024 at 1:10 AM, dante77 said: Y U Guys do beizzati These guys throw hart in vale! Quote Link to comment Share on other sites More sharing options...
dylanjosh Posted August 20, 2024 Report Share Posted August 20, 2024 Hdfc regala is good? Need a hdfc cc for Amazon sale Quote Link to comment Share on other sites More sharing options...
dante77 Posted August 20, 2024 Report Share Posted August 20, 2024 52 minutes ago, dylanjosh said: Hdfc regala is good? Need a hdfc cc for Amazon sale Regalia is all rounder. For other non famous cards like Scapia/Uni, you can never be sure when they discontinue. I say it is best *entry* level card. You might be tempted with other cards fancy offer, but longevity matters. 1 Quote Link to comment Share on other sites More sharing options...
dante77 Posted August 20, 2024 Report Share Posted August 20, 2024 Guys, I have imperia banking. Do you think it can help me get upper level card. My credit limit in current card is above 6.5L. That gotta do something, right? Can my RM help? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 21, 2024 Report Share Posted August 21, 2024 9 hours ago, dylanjosh said: Hdfc regala is good? Need a hdfc cc for Amazon sale It's a stepping stone towards better HDFC cards but otherwise it has been nerfed to death. Get it if you need HDFC and can score LTF/FYF. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 21, 2024 Report Share Posted August 21, 2024 8 hours ago, dante77 said: Guys, I have imperia banking. Do you think it can help me get upper level card. My credit limit in current card is above 6.5L. That gotta do something, right? Can my RM help? No. Every other person has Imperia banking and RM can't help you unless you promise him around 10L in lock-in FDs. If you want Infinia, you need atleast 8L as CL (probably around 10) and 7.5L spends in the last 6 months. You can also get it at 3L+ net salary a month, this is hit/miss because they sometimes ask for more or an HDFC salary account. For DCB metal, your limit is enough but you need 5L of spends in last 6 months. If you fulfill the conditions, directly reach out to CC priority support. Quote Link to comment Share on other sites More sharing options...
SuperT Posted August 21, 2024 Report Share Posted August 21, 2024 53 minutes ago, KunjanPSD said: If you want Infinia, you need atleast 8L as CL (probably around 10) and 7.5L spends in the last 6 months. This is now 10L, a friend tried to upgrade from his Regalia which is at 8.75 L and got rejected and was meeting the spends criteria, they mentioned the limit needs to be 10L on mail. Quote Link to comment Share on other sites More sharing options...
dante77 Posted August 21, 2024 Report Share Posted August 21, 2024 1 hour ago, KunjanPSD said: No. Every other person has Imperia banking and RM can't help you unless you promise him around 10L in lock-in FDs. If you want Infinia, you need atleast 8L as CL (probably around 10) and 7.5L spends in the last 6 months. You can also get it at 3L+ net salary a month, this is hit/miss because they sometimes ask for more or an HDFC salary account. For DCB metal, your limit is enough but you need 5L of spends in last 6 months. If you fulfill the conditions, directly reach out to CC priority support. Dang! I was given a choice between HDFC salary and Federal bank. Chose Federal because I was using HDFC as my primary savings. Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted August 21, 2024 Report Share Posted August 21, 2024 3 hours ago, KunjanPSD said: No. Every other person has Imperia banking and RM can't help you unless you promise him around 10L in lock-in FDs. If you want Infinia, you need atleast 8L as CL (probably around 10) and 7.5L spends in the last 6 months. You can also get it at 3L+ net salary a month, this is hit/miss because they sometimes ask for more or an HDFC salary account. For DCB metal, your limit is enough but you need 5L of spends in last 6 months. If you fulfill the conditions, directly reach out to CC priority support. i have no relation with hdfc (This is for my dad). the spends are now upwards of 1.2 L per month almost all of it business related. Can i get an Infinia if i match the spend criteria ? Quote Link to comment Share on other sites More sharing options...
SuperT Posted August 21, 2024 Report Share Posted August 21, 2024 Just now, rushab oswal said: i have no relation with hdfc (This is for my dad). the spends are now upwards of 1.2 L per month almost all of it business related. Can i get an Infinia if i match the spend criteria ? Spend + Credit Limit required Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 21, 2024 Report Share Posted August 21, 2024 4 hours ago, SuperT said: This is now 10L, a friend tried to upgrade from his Regalia which is at 8.75 L and got rejected and was meeting the spends criteria, they mentioned the limit needs to be 10L on mail. There is wiggle room, if you have decent SB balance and salary credit, they will allow. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 21, 2024 Report Share Posted August 21, 2024 (edited) 1 hour ago, rushab oswal said: i have no relation with hdfc (This is for my dad). the spends are now upwards of 1.2 L per month almost all of it business related. Can i get an Infinia if i match the spend criteria ? You cannot get Infinia directly without any previous relationship unless you show some ITR/Salary credit. You need to get hold of an agent. Try for Bizblack and use it for your Biz spends, that would be more beneficial and then try applying for Infinia as well. Edited August 21, 2024 by KunjanPSD 1 Quote Link to comment Share on other sites More sharing options...
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