Mr_Mediocre Posted July 1, 2023 Report Share Posted July 1, 2023 33 minutes ago, harsh1387 said: Already have a hdfc card. Will they issue another one? You can get Neu cards even if you already hold one from HDFC. Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 1, 2023 Report Share Posted July 1, 2023 27 minutes ago, Bird Bird Bird said: Yes. I also have regalia and tata Neu. Why? If you decent bank balance and relationship with HDFC, you can ask for Infinia. Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 1, 2023 Report Share Posted July 1, 2023 Magnus is already showing signs of devaluations, only a matter of time before transfer ratios take a hit. Having a top end card from HDFC will be a great backup plan. Quote Link to comment Share on other sites More sharing options...
Houndini Posted July 1, 2023 Report Share Posted July 1, 2023 (edited) 6 hours ago, KunjanPSD said: Why? If you decent bank balance and relationship with HDFC, you can ask for Infinia. Nah. The exchanged the intermiles card with Regalia. Edited July 1, 2023 by Bird Bird Bird Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 1, 2023 Report Share Posted July 1, 2023 1 hour ago, Bird Bird Bird said: Nah. The exchanged the intermiles card with Regalia. Sad. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted July 1, 2023 Report Share Posted July 1, 2023 8 hours ago, KunjanPSD said: Why? If you decent bank balance and relationship with HDFC, you can ask for Infinia. Daktar has enough moolah, he has a solid gold card 1 Quote Link to comment Share on other sites More sharing options...
dante77 Posted July 1, 2023 Report Share Posted July 1, 2023 I just found out that My wife's MAB (min balance) is 25k on ICICI Bank. They are now deducting money for not maintaining it. It is a standard savings account. We never asked for it. There are literally no benefits of this account. How the f**k can they do it!? My own account has 0 MAB despite privilege banking with Salary account discontinued and is only savings for now. Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 1, 2023 Report Share Posted July 1, 2023 1 minute ago, abhi90 said: Daktar has enough moolah, he has a solid gold card True, I think he has gold teeth as well. Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 1, 2023 Report Share Posted July 1, 2023 23 minutes ago, dante77 said: I just found out that My wife's MAB (min balance) is 25k on ICICI Bank. They are now deducting money for not maintaining it. It is a standard savings account. We never asked for it. There are literally no benefits of this account. How the f**k can they do it!? My own account has 0 MAB despite privilege banking with Salary account discontinued and is only savings for now. Well, MAB would have been mentioned at account creation and even in the netbanking. Just because you have a MAB account, that doesn't mean others will too. Not all savings account are opened with the same T&C. Also, if you never asked for it then why did you open it? Quote Link to comment Share on other sites More sharing options...
dante77 Posted July 1, 2023 Report Share Posted July 1, 2023 3 hours ago, KunjanPSD said: Well, MAB would have been mentioned at account creation and even in the netbanking. Just because you have a MAB account, that doesn't mean others will too. Not all savings account are opened with the same T&C. Also, if you never asked for it then why did you open it? I never asked for any special upgraded version of banking which comes at a cost. Like maintaining 25k! I wanted something simple that can work for my wife, she mostly just use UPI anyway, no fancy non-sense. I think the person who came to our house for account opening sneakily put this without telling, maybe some quota thing lol. Anyway, talked to customer care and the lady executive said the reason it is 25k and not 10k standard is because it is a woman account. I literally asked, when or how could this have happened when I opened a savings account only and didn't ask anything else, she repeated the same thing - it's a woman account sir! Gonna have to go to icici branch now. I think for the first time ever! Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted July 2, 2023 Report Share Posted July 2, 2023 I've been OOTL for a bit but which are the best CCs for UPI payments? Thinking of ways to supercharge my UPI spends as well at no/low cost. Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 2, 2023 Report Share Posted July 2, 2023 4 minutes ago, LordSpymaster said: I've been OOTL for a bit but which are the best CCs for UPI payments? Thinking of ways to supercharge my UPI spends as well at no/low cost. Tata Neu. Afaik all rupay cards have a limit on the amount of rewards which can be earned via UPI. 1 Quote Link to comment Share on other sites More sharing options...
R1shabh Posted July 2, 2023 Report Share Posted July 2, 2023 3 hours ago, KunjanPSD said: Tata Neu. Afaik all rupay cards have a limit on the amount of rewards which can be earned via UPI. HDFC wont issue you Rupay card if you already hold another card from you. I had to go for Axis IOCL as there's nearby IOCL bunk. Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 2, 2023 Report Share Posted July 2, 2023 7 minutes ago, R1shabh said: HDFC wont issue you Rupay card if you already hold another card from you. I had to go for Axis IOCL as there's nearby IOCL bunk. Wrong. I know 25+ people who hold Infinia and Neu on Rupay. But this is sample bias and mileage can vary. Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 2, 2023 Report Share Posted July 2, 2023 4 hours ago, LordSpymaster said: I've been OOTL for a bit but which are the best CCs for UPI payments? Thinking of ways to supercharge my UPI spends as well at no/low cost. Tata neu infinity. Have it as an ltf . 1.5% on spends and i have got reward s for transcations as low as 40. Also i dont have the necessary requirements for it to be LTF , but still got it XD 41 minutes ago, R1shabh said: HDFC wont issue you Rupay card if you already hold another card from you. I had to go for Axis IOCL as there's nearby IOCL bunk. Wrong. They indeed do Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 2, 2023 Report Share Posted July 2, 2023 Another big plus of tata neu for me is 1.5% coins even on Merchant Emis, makes the NCEMI scam even better XD Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 2, 2023 Report Share Posted July 2, 2023 4 minutes ago, rushab oswal said: Another big plus of tata neu for me is 1.5% coins even on Merchant Emis, makes the NCEMI scam even better XD What is this scam? Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted July 2, 2023 Report Share Posted July 2, 2023 1 hour ago, rushab oswal said: Tata neu infinity. Have it as an ltf . 1.5% on spends and i have got reward s for transcations as low as 40. Also i dont have the necessary requirements for it to be LTF , but still got it XD What's the credit limit? And fees? How did you apply and receive it? Any T&C for UPI spends to be aware of? Quote Link to comment Share on other sites More sharing options...
Mr_Mediocre Posted July 2, 2023 Report Share Posted July 2, 2023 23 minutes ago, LordSpymaster said: What's the credit limit? And fees? How did you apply and receive it? Any T&C for UPI spends to be aware of? Apply via the Tata Neu App. Every T&C is given in the app and on the HDFC website. They were offering LTF initially and during the recent shopping league. But a few folks who hold Infinia were able to call Infinia CC and tell them that they got the option for LTF but it is not being reflected now, based on the relationship, CC converted the card to LTF. 1 Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 2, 2023 Report Share Posted July 2, 2023 5 hours ago, LordSpymaster said: What's the credit limit? And fees? How did you apply and receive it? Any T&C for UPI spends to be aware of? I emailed there team that due to some glitch that im unable to see infinity as an option for ltf which was earlier available (Lie XD) Some how it worked . Limit is 70k no fees as mine is LTF if not LTF its 1500 (Do not bother at this fees). 500 coins per month cap only T&C i remember for UPI. Quote Link to comment Share on other sites More sharing options...
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