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Credit Card - Help & Recommendations


El Tigre Chino
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20 hours ago, KunjanPSD said:

Wrong.

I know 25+ people who hold Infinia and Neu on Rupay. But this is sample bias and mileage can vary.

Ok.

Could be. I received following message. Didn't try after that.

 

We thank you for your interest shown on HDFC Bank Credit Card.
While processing your application we observe that you already hold a HDFC Bank Credit Card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card.

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On 7/3/2023 at 9:54 AM, R1shabh said:

Ok.

Could be. I received following message. Didn't try after that.

 

We thank you for your interest shown on HDFC Bank Credit Card.
While processing your application we observe that you already hold a HDFC Bank Credit Card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card.

Just reply that i dont want limit enhancement but the other card.

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21 minutes ago, SuperT said:

Infinia>Dinners Club Black>Regalia>Millenia 

lol hdfc just called to me to tell me that I have an upgrade option to millenia 

 

no thanks bola 

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40 minutes ago, Bird Bird Bird said:

I swear credit card whackos are nutjobs. 

 

 

LinkedIn post for Axis Magnus devaluation. :lol:

 

Devaluation was inevitable.

 

But the way Axis has pulled the rug, does pinch. Touching the base reward rate is almost sacrilegious, could have done away with milestone or the multipliers but then again, even a paan wala was getting a Magnus till a week ago.

 

Accumulated points can be moved out but the points which haven't hit the account yet will be transferred as per the new ratio, that's unethical.

Axis has shot itself in the foot because hardly any of the loyal CITI user base will stick around. 

 

Was great while it lasted, onto the next best thing, Infinia and the Amex Trifecta (post referral restart).

Until another bank tried to win the Indian CC market.

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10 minutes ago, KunjanPSD said:

Devaluation was inevitable.

 

But the way Axis has pulled the rug, does pinch. Touching the base reward rate is almost sacrilegious, could have done away with milestone or the multipliers but then again, even a paan wala was getting a Magnus till a week ago.

 

Accumulated points can be moved out but the points which haven't hit the account yet will be transferred as per the new ratio, that's unethical.

Axis has shot itself in the foot because hardly any of the loyal CITI user base will stick around. 

 

Was great while it lasted, onto the next best thing, Infinia and the Amex Trifecta (post referral restart).

Until another bank tried to win the Indian CC market.

 

I get the problem, but the sheer amount of folks posting on Twitter as if they gave lost their loved one is crazy. It's a credit card. Boo hoo. sh*t happens. 

Posting on LinkedIn ? Bro that's mental. Belongs at r/linkedinlunatics

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28 minutes ago, Bird Bird Bird said:

 

I get the problem, but the sheer amount of folks posting on Twitter as if they gave lost their loved one is crazy. It's a credit card. Boo hoo. sh*t happens. 

Posting on LinkedIn ? Bro that's mental. Belongs at r/linkedinlunatics

People put all of their hopes and dreams on Axis. Making for a bad ending.

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26 minutes ago, KunjanPSD said:

People put all of their hopes and dreams on Axis. Making for a bad ending.

 

Putting hopes and dreams on credit cards ? WTF does that even mean ? 

The meltdown is absolutely crazy. "What will I do with my 300000 points ?". You'll not have your 3000USD a night holiday. Boo f**king hoo. Good f**king lord. 

Just realised that CC whackos are the worst. 

 

24 minutes ago, rushab oswal said:

WHAT? They can if they are doing it inside the boundary of rules. 

 

Exactly. Axis does not own anyone anything. And many of these peeps have been bearing these insane rewards for more then a year. You enjoyed it. Be happy, move on. 

Crying like you lost your job over a CC on Twitter ? :rofl:

Funny part is they are also crying about the loss of Axis' reputation. Yes, they lost quite a bit of it, but the same guys will come crawling back to Axis if it launches another card with similar rewards after a year. :lol:

 

Edited by Bird Bird Bird
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14 minutes ago, Bird Bird Bird said:

 

Putting hopes and dreams on credit cards ? WTF does that even mean ? 

The meltdown is absolutely crazy. "What will I do with my 300000 points ?". You'll not have your 3000USD a night holiday. Boo f**king hoo. Good f**king lord. 

Just realised that CC whackos are the worst. 

Hopes of traveling business class or staying in Suites, people don't want to let that go.

Magnus gave access to the low spenders, they made dreams of spending for a year and getting a once in a lifetime holiday.

 

Also, it's not just about having 300k points. The planning which goes into earning, optimising and redeeming these points, is an investment and suddenly that investment is worth 1/4th.

The commotion is a bit much, I agree but I can understand the emotion.

 

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2 minutes ago, KunjanPSD said:

Also, it's not just about having 300k points. The planning which goes into earning, optimising and redeeming these points, is an investment and suddenly that investment is worth 1/4th.

The commotion is a bit much, I agree but I can understand the emotion.

 

It just goes to show that running behind CCs is quite useless. Stick to tried and tested ones and be happy. 

The kind of cribbing over Twitter is bonkers. My timeline is just cluttered with these idiots, and I don't even follow most of them. 

Edited by Bird Bird Bird
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