dante77 Posted July 22 Report Share Posted July 22 How is one card? It is LTF so I wonder if there is any catch. Should I get it? Quote Link to comment Share on other sites More sharing options...
b!T Posted July 23 Report Share Posted July 23 (edited) On 7/22/2023 at 12:22 PM, dante77 said: How is one card? It is LTF so I wonder if there is any catch. Should I get it? It's an average card. It is indeed LTF without any catch. Been using it for a year now. It does give points and swiggy/Zomato offers but not a must have card. And it gives a metal card initially if you are into that. Edited July 23 by b!T 1 Quote Link to comment Share on other sites More sharing options...
dante77 Posted July 24 Report Share Posted July 24 Tried applying One Card, it is asking to create FD should've known why it is giving me free LTF card Sadly, I gave my details and it did inquiry, which is probably a 'hard inquiry'. FML! Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted July 25 Report Share Posted July 25 Many SBI CC holders getting their CL reduced. Quote Link to comment Share on other sites More sharing options...
abhi90 Posted July 25 Report Share Posted July 25 26 minutes ago, KunjanPSD said: Many SBI CC holders getting their CL reduced. You missed the important and ludicrous part, some of them are getting their limits reduced by 92% Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted July 25 Report Share Posted July 25 1 minute ago, abhi90 said: You missed the important and ludicrous part, some of them are getting their limits reduced by 92% Well, risk re-assessment must have been long due. Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted July 25 Report Share Posted July 25 6 minutes ago, KunjanPSD said: Well, risk re-assessment must have been long due. Did not happen with mine inspite of having cashback card. Got enhancement two months back Quote Link to comment Share on other sites More sharing options...
harsh1387 Posted July 25 Report Share Posted July 25 2 hours ago, abhi90 said: You missed the important and ludicrous part, some of them are getting their limits reduced by 92% Ya. Happened to a lot of people. Funnily I got SBI elite card in Jan with limit of 171000. Got mail 2 days back to increase it to 222000 which I did. No limit change for me today. Most limit reductions have been for Sbi cashback card. Quote Link to comment Share on other sites More sharing options...
dante77 Posted July 30 Report Share Posted July 30 Got a phone call from FK Axis Credit card offering me the same. They reject my application last year now offering it. I said f**k OFF!!! Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted July 30 Report Share Posted July 30 6 hours ago, dante77 said: Got a phone call from FK Axis Credit card offering me the same. They reject my application last year now offering it. I said f**k OFF!!! Similar to "Is ladki ne mereko reject kia tha, ab mera time hai" 4 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 1 Report Share Posted August 1 Plat reserve is as good as plastic now with centurion lounge access going away. People should just shift to Plat Travel + MRCC + GC trifecta. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 1 Report Share Posted August 1 In other news, Infinia's SB daily and monthly cap is the same now, 15k. Wish they increase monthly to 30k. But a great step to bring spends back to HDFC. Quote Link to comment Share on other sites More sharing options...
Root Posted August 1 Report Share Posted August 1 24 minutes ago, KunjanPSD said: Plat reserve is as good as plastic now with centurion lounge access going away. People should just shift to Plat Travel + MRCC + GC trifecta. I am yet to get GC to complete the trifecta, should I wait for referral to resume or apply it? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 1 Report Share Posted August 1 43 minutes ago, Root said: I am yet to get GC to complete the trifecta, should I wait for referral to resume or apply it? Should wait. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 1 Report Share Posted August 1 "Effective 1st Aug’23, Infinia Reserve card variant has no maxcap and can accrue unlimited Reward points basis the offer." This card is gonna take crores of TRV. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 1 Report Share Posted August 1 Smartbuy added 3.25% + GST and 2.5% + GST on Apay and ASV vouchers. Screw HDFC. Quote Link to comment Share on other sites More sharing options...
SuperT Posted August 2 Report Share Posted August 2 7 hours ago, KunjanPSD said: Smartbuy added 3.25% + GST and 2.5% + GST on Apay and ASV vouchers. Screw HDFC. Thanks to Axis now they get to dictate terms. Infinia devaluation coming soon ? Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted August 2 Report Share Posted August 2 10 hours ago, KunjanPSD said: Smartbuy added 3.25% + GST and 2.5% + GST on Apay and ASV vouchers. Screw HDFC. Bhai wtf? Axis wohoo has an limit of 5k. Any other way to get 5% on amazon gift cards now? I have SBI cashback but can't use above a limit because my spending> earnings. Hdfc and axis and ICICI are the options I have 😅 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted August 2 Report Share Posted August 2 11 hours ago, rushab oswal said: Bhai wtf? Axis wohoo has an limit of 5k. Any other way to get 5% on amazon gift cards now? I have SBI cashback but can't use above a limit because my spending> earnings. Hdfc and axis and ICICI are the options I have 😅 Axis is pretty much toast. So is ICICI, I don't think Apay ICICI gives 5% on gift cards. HDFC pretty much is not a one card game with Infinia. SBI cashback is the only real other option. Unless if you go Amex but that is limited as well. Quote Link to comment Share on other sites More sharing options...
kaka_messi Posted August 7 Report Share Posted August 7 (edited) Guys which credit card is better- HDFC Dinner club or Infinia? I prefer a part that is like an all rounder as I usually pick SBI cashback/amazon ICICI for online shopping unless HDFC is offering better discount. I currently don't have a card that is helpful for flight tickets, point conversion etc. Edited August 7 by kaka_messi Quote Link to comment Share on other sites More sharing options...
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