Jump to content

Credit Card - Help & Recommendations


El Tigre Chino
 Share

Recommended Posts

16 hours ago, kaka_messi said:

Cred app any good? 

 

Be cautious while saying yes to "Grant permissions" prompt during installation. It is notorious for its data hoarding business model.

 

With default permissions, alongwith messages, call logs etc., it also gains access to your emails.

 

Just my two cents.

Link to comment
Share on other sites

  • 2 weeks later...


Relatively new into CC space and still learning.

Need some advice on how one can make Rent payments via Credit cards. I've seen extra charges via Cred, and so I've never bothered till now.

 

I currently hold:

  • HDFC Diner's Black
  • IDFC Wealth
  • Scapia
  • Axis myzone
  • RBL shoprite
  • Amazon ICICI

Thanks in advance

Link to comment
Share on other sites

7 hours ago, sudeepg95 said:


Relatively new into CC space and still learning.

Need some advice on how one can make Rent payments via Credit cards. I've seen extra charges via Cred, and so I've never bothered till now.

 

I currently hold:

  • HDFC Diner's Black
  • IDFC Wealth
  • Scapia
  • Axis myzone
  • RBL shoprite
  • Amazon ICICI

Thanks in advance

Rent payments on every app will have extra charges . lowest i have seen on Red Giraffe. Also HDFC has no extra charges for the first rent payment of the month, no idea about others.

  • Like 1
Link to comment
Share on other sites

There was some sort of university alumni thing going on, my friend referred me to someone at ICICI Bank. 

They were giving an ICICI Sapphiro CC - LTF, so decided to get it. We don't have an ICICI in the family, can use it when its the partner card on sales. 

 

I think the 1% fuel surcharge is waived on this, but that usually has limitations, but i can't find em. Anyone has this card? 

Link to comment
Share on other sites

15 hours ago, Elijah058 said:

Is it a worthwhile upgrading from HDFC Regalia to Regalia Gold? I'm seeking a credit card that offers lounge access for both domestic and international travel – is Regalia Gold a compelling choice for this?

For domestic lounge access, i would recommend the Scapia card from Federal Bank. Lifetime free.

Monthly spend 5000 to unlock lounge access the following month.

 

Regalia Gold doesn't seem that interesting at first glance.

 

If you're eligible for Diner's Black, then that gives unlimited lounge access, Domestic and International (via Priority Pass). Fee waived off on spending 5L in the year.

  • Like 1
Link to comment
Share on other sites

2 hours ago, Vamos said:

Its a great card.

 

You can buy anything from Croma and get 5% back in coins from the Neu App directly.  

 

1 hour ago, KunjanPSD said:

There is a cap. 750 Neucoins/txn.
So it will be 5% via the CC + 750 Neucoins for high value txns.


Yup. Got the item offline and got 5% in card statement and 0.3% instantly. I’m surprised that this is also on EMI though. Generally cards skip RPs for EMI. 

Edited by Bird Bird Bird
Link to comment
Share on other sites

On 11/2/2023 at 8:27 PM, Bird Bird Bird said:

 


Yup. Got the item offline and got 5% in card statement and 0.3% instantly. I’m surprised that this is also on EMI though. Generally cards skip RPs for EMI. 

Do elaborate about your transaction and was it at Croma?

 

I have the same infinity card but haven’t used it offline yet. Thinking of using it at Croma so details would be helpful. 

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Restore formatting

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

  • Recently Browsing   0 members

    No registered users viewing this page.

×
×
  • Create New...