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KnackChap

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I am doing a simple SIP too but since I manage to get some time. I am only adding in dip. If someone has even a little bit of time during the day, then I think doing SIP on a fixed date makes no sense long term or short term. Its good if someone is not tracking.

My overall PF is still in red thanks to my early days of inexperienced investing. But I take that as a good learning and not worried at all.

Today was 1.63% positive! All green!

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19 minutes ago, dante77 said:

I am doing a simple SIP too but since I manage to get some time. I am only adding in dip. If someone has even a little bit of time during the day, then I think doing SIP on a fixed date makes no sense long term or short term. Its good if someone is not tracking.

My overall PF is still in red thanks to my early days of inexperienced investing. But I take that as a good learning and not worried at all.

Today was 1.63% positive! All green!

Should look at PPFAS Flexi and Mirae Emerging Blue Chips.

If SIP is your strength then these should beat index gains over long term.

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Over 12+ months of investing in MFS, these are my returns. Should be useful for those on the fence on investing in them. Except Mirae, the others are lumpsums that I invest as SIPs ie I manually invest the amount each month instead of the auto debit.

 

  • Mirae: XIRR of 32.6% | Absolute of 14.2%
  • Parag Parikh Flexicap: 41.2 | 16.1
  • Axis Bluechip: 28.2 | 14.8

 

Woild recommend these if anyone is looking to enter MFs

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I have 7 sips :fear:

 

2 hours ago, KunjanPSD said:

In which funds are you investing?

 

Also, you should keep a part of your monthly allocation aside to invest during dip days while you continue your regular SIP.

If the market doesn't dip during the month as compared to your previous SIP level then you can just invest the extra amount during the next.

 

Or you can divide the monthly allocation in 2 and then invest every two weeks.

Actually i did that this time. advanced my SIP from 3rd dec to 1st to be able to buy something in the dip..but with the kinda luck i have i am sure my money must have got credited on the day market gained 900 points.

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30 minutes ago, LordSpymaster said:

Over 12+ months of investing in MFS, these are my returns. Should be useful for those on the fence on investing in them. Except Mirae, the others are lumpsums that I invest as SIPs ie I manually invest the amount each month instead of the auto debit.

 

  • Mirae: XIRR of 32.6% | Absolute of 14.2%
  • Parag Parikh Flexicap: 41.2 | 16.1
  • Axis Bluechip: 28.2 | 14.8

 

Woild recommend these if anyone is looking to enter MFs

A great basket. I also recommend the same 3 to anyone who is ready to bite a bit more risk than index funds.

What's your allocation for each one of them?

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2 hours ago, KunjanPSD said:

In which funds are you investing?

 

Also, you should keep a part of your monthly allocation aside to invest during dip days while you continue your regular SIP.

If the market doesn't dip during the month as compared to your previous SIP level then you can just invest the extra amount during the next.

 

Or you can divide the monthly allocation in 2 and then invest every two weeks.

These are the 7 sips i am running

 

 

1. UTI flexi cap fund direct- growth. 2500 pm

 

2. Kotak small cap fund direct- growth. 2000

 

3. Quant small cap fund direct plan- growth. 2000

 

4. Axis bluechip fund direct plan- growth. 1500

 

5.  aditya birla sun life flexi cap fund direct- growth.750

 

 

 

6.aditya birla sun life frontline equity fund direct- growth.750 

 

 

 

7. aditya birla sun life corporate bond fund direct- growth. 500 

 

 

:P

 

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22 minutes ago, KunjanPSD said:

A great basket. I also recommend the same 3 to anyone who is ready to bite a bit more risk than index funds.

What's your allocation for each one of them?

30k per month of which 5K is Mirae. Rest goes to the other 2 in a 2:3 ratio depending on rebalancing every 5/6 months or so.

 

Right now I'm looking to add a MF that tracks US markets like the MO one, depending if I get clearance from my work. Lets see.

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3 minutes ago, Bhpian Bali said:

I have 7 sips :fear:

 

 

Actually i did that this time. advanced my SIP from 3rd dec to 1st to be able to buy something in the dip..but with the kinda luck i have i am sure my money must have got credited on the day market gained 900 points.

Bro, 7 is too much.

I am sure your SIPs have a high degree of overlap.

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31 minutes ago, Bhpian Bali said:

These are the 7 sips i am running

 

 

1. UTI flexi cap fund direct- growth. 2500 pm

 

2. Kotak small cap fund direct- growth. 2000

 

3. Quant small cap fund direct plan- growth. 2000

 

4. Axis bluechip fund direct plan- growth. 1500

 

5.  aditya birla sun life flexi cap fund direct- growth.750

 

 

 

6.aditya birla sun life frontline equity fund direct- growth.750 

 

 

 

7. aditya birla sun life corporate bond fund direct- growth. 500 

 

 

:P

 


bhai parag parik flexicap 

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On 12/8/2021 at 11:39 PM, Bhpian Bali said:

These are the 7 sips i am running

 

 

1. UTI flexi cap fund direct- growth. 2500 pm

 

2. Kotak small cap fund direct- growth. 2000

 

3. Quant small cap fund direct plan- growth. 2000

 

4. Axis bluechip fund direct plan- growth. 1500

 

5.  aditya birla sun life flexi cap fund direct- growth.750

 

 

 

6.aditya birla sun life frontline equity fund direct- growth.750 

 

 

 

7. aditya birla sun life corporate bond fund direct- growth. 500 

 

 

:P

 

 

On 12/8/2021 at 11:00 PM, LordSpymaster said:

Over 12+ months of investing in MFS, these are my returns. Should be useful for those on the fence on investing in them. Except Mirae, the others are lumpsums that I invest as SIPs ie I manually invest the amount each month instead of the auto debit.

 

  • Mirae: XIRR of 32.6% | Absolute of 14.2%
  • Parag Parikh Flexicap: 41.2 | 16.1
  • Axis Bluechip: 28.2 | 14.8

 

Woild recommend these if anyone is looking to enter MFs

 

 

I am using smallcase for my SIP's. I just started this year in April, Can you guys suggest me which website/app are you guys using for these SIP's ? As I really want to diversify my portfolio & Invest in different sectors just to avoid overlapping (Which is happening currently in Smallcase).

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26 minutes ago, TAZ said:

I am using smallcase for my SIP's. I just started this year in April, Can you guys suggest me which website/app are you guys using for these SIP's ? As I really want to diversify my portfolio & Invest in different sectors just to avoid overlapping (Which is happening currently in Smallcase).

Every AMC has its own website so you can apply directly from it.

I just prefer to use Coin by Zerodha as it gives me a consolidated view of all of my holdings and their 2.0 beta looks really good.

 

Zerodha uses DEMAT for storing your investment, so in case you want to ever change your investment portal then you'll have to redeem and reinvest.

This isn't a problem for me personally, I don't see a need of changing my broker and Zerodha has been the most trustworthy broker for me anyway.

 

And there are some good smallcases out there, you just gotta do your research but I am not sure if they will necessarily beat out other funds.

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1 hour ago, KunjanPSD said:

Every AMC has its own website so you can apply directly from it.

I just prefer to use Coin by Zerodha as it gives me a consolidated view of all of my holdings and their 2.0 beta looks really good.

 

Zerodha uses DEMAT for storing your investment, so in case you want to ever change your investment portal then you'll have to redeem and reinvest.

This isn't a problem for me personally, I don't see a need of changing my broker and Zerodha has been the most trustworthy broker for me anyway.

 

And there are some good smallcases out there, you just gotta do your research but I am not sure if they will necessarily beat out other funds.

 

Okay I will Coin a try, As I also use Zerodha. 

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2 hours ago, TAZ said:

 

 

 

I am using smallcase for my SIP's. I just started this year in April, Can you guys suggest me which website/app are you guys using for these SIP's ? As I really want to diversify my portfolio & Invest in different sectors just to avoid overlapping (Which is happening currently in Smallcase).

I use Kuvera since don't have a Zerodha account and I anyways don't prefer keeping my MFs in a demat form

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5 minutes ago, LordSpymaster said:

I use Kuvera since don't have a Zerodha account and I anyways don't prefer keeping my MFs in a demat form

Never understood the disadvantage of keeping MFs in a demat form.

It's not like fees are any different.

Just as a safety measure?

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