North

I have the Fi debit card, so no forex markup as long as I keep 50k in the a/c. The exchange rate is also close to actual. So I could use that, or I could use the Bonvoy card and pay the forex charges. Just trying to understand whats better. at 3.5% plus GST, it would be an additional 1500 rupees on a 35K Marriot booking. at 8 points per 150 rupees, i'd get 1800 points. I guess i'll take the 300 point advantage? Am considering getting the Axis Atlas, but that I was planning for the next year as we close out the Axis Vistara card.

Anyone have the Marriot Bonvoy HDFC card? have applied, the free night benefit is good enough for me to get it. but also - looking to book 4 nights at a Marriot, in Baku Azerbaijan. USD/local currency transaction. Should I book it with my forex card, making no points or use this card? Couldnt find relevant forex info anywhere. @KunjanPSD any idea?

There is a HDFC to Maharaja Club Transfer bonus, I'm still weighing if worth it and how much to transfer over? I have a Regalia Gold though, wish it was one of the cards with a better ratio. Anyone else doing it?

I have it LTF under an alumni offer. So you should be good.

Cool I'll get the Marriot card, the one night by itself is good. but that has a 14K cap I think. So might have to transfer some additional HDFC points into Marriot in the event that the property I wanna book at exceeds the 14K points cost. More if I intend on staying more than one night. I have an HDFC Regalia, Sprinklr is partner with HDFC so the 2500/3000 annual charge gets waived for all employees. Don't have any set travel plans, just wanna take advantage time periods when there is a transfer bonus. Mostly the travel plan for this year is a europe trip, but still in the process of planning it out.

Marriot's running a scheme for 45% extra points if you buy points, tempted to buy 10K points - would get 40% extra, making it 14,000 points. Lots of decent Marriot stays at that range, including the Aravali property close to Delhi. Have stayed twice now - its top notch. Has anyone else done it? Also considering getting the HDFC Marriot Bonvoy CC, just tempted to have some nice stays and earn points for that. I do have a bunch of HDFC points as well, typically I'd transfer to Air India Maharaja Club, for domestic flights, but I've heard Accor is the best partner for transfers? Any expert advice?

People in my team have, they went for a work trip. Can help with queries if needed. some last minute help : going to Ahmedabad tomorrow for Coldplay on 25th, does someone know the Gujarat alcohol law and best practice? I am a Delhi resident - I fly into Ahmedabad tomorrow, and have my flight out to Mumbai on 26th early morning. Please advise!

Folks, any advice on sim card/esim for the US? Travelling for 8 days. I might just get airtel international roaming but I always prefer having access to a local phone number....

Hi folks. Happy Diwali! Travelling to Dallas this weekend, for a work assignment next week. Office booked us on Air France, layover at CDG Paris. This is my first time travelling west. Anything to keep in mind? For the layover in Paris, anything about the US? Will be there for a week. Loyalty points, lounge access, etc advice?

Hey guys. Thought I'd just ask - I have 1 Vistara Premium Economy voucher expiring October 14th. Don't have any travel at the moment, does someone else have a requirement for domestic travel? If so, you may DM me or whatsapp me - and we can figure it out.

Thanks Kunjan, will do that. We're okay at the moment, so I'll take that for now.

I'm in that first group. I didn't buy PS5 on Day 1, my PS4 Pro was going smooth. Thought I'd upgrade when the Pro came out but it seems a little lacklustre and the price is kinda steep. If I skip and just buy a standard PS5 to save money, then there is no urgency i guess and I do it when the discounts are decent. advice?

Hello gutys, kaafi issue life mein, which is why I haven't been active on the forum much. can barely keep my job afloat. Need to share, can also use advice. to summarise friends : dad had some leg infection, he had a quick operation and a 4 day stay in the hospital in february. his insurance (not corporate) did pay for it but it was really annoying. so my dad, based on this poor experience decides to port over his insurance policy to Niva Bupa - having heard good things. he did it online, using Policy Bazaar. My dad's self employed, he's a freelance consultant and hence doesn't have the standard corporate benefits. The earlier policy was 20 years strong with just the 1 use. This happens in March. Post this operation, dad goes for follow ups and gets blood tests as one normally does. Numbers look weird for a while, but we wait to see if it resolves. When it does not, we consult a series of doctors. Conclusion, dad has 'hairy cell leukaemia', a rare type of cancer. The good part is the treatment is short and one usually goes into remission and is sorted for a good while. Dad got pretty ill though after a trip to Mumbai in early may, comes back to Delhi, we admit him to the hospital a couple days later for rest, recovery and this short period of chemotherapy. They keep him another 10 days or so. I used my corporate insurance (smooth as hell) but the coverage wasn't enough. Dad wished to use his policy for the rest (3L) but they denied cashless payment, and said we'd have to submit documents for reimbursment after paying the hospital up front. After 1-1.5 months of chasing this reimbursement claim, they deny it and cancel the policy on grounds of non disclosure. I know its not ideal to be ill right after you get a new insurance policy but sometimes these things just happen. Now, this money isn't the end of the world, and my dad isn't fully sorted but at least he's okay and he's home with us. I wish none of this happened to us, but what can I say. Is there any possibility of resolution? We've tried a fair few avenues already. Its about 3L in the hole.

You guys, add me to the league + whatsapp chat, i think y'all should have my number already. created my team before gw1, just had to disappear off the internet.

Man the cinemas this year are mad dry, I can't really think of anything except Dune 2 earlier this year thats buzz worthy