I've been working on optimizing my CC portfolio for my spends. Right now I have
Stan Chart Smart Card (pretty useless planning to cancel it soon; was my first cc 3-4 years back)
HDFC Swiggy LTF (GOAT for food/grocery/dining out spend with the fat 10% CB, but its capped to Rs. 1500 so it runs out eventually)
SBI Cashback (GOAT for getting 5% on almost everything online)
Airtel Axis (Bijli, ,Internet, Phone Bill - bonus of 4 lounge visits annually)
OneCard LTF (Got it for memes but usually end up using it for intl spends for game collecting stuff when they run their 0% forex fees promos)
Amex Plat Travel (Primary consumer spending with this + satisfactory lounge access)
I am pretty sure that SBI CB and Airtel Axis will get hit with a devaluation soon.
Any S-tier optimizers have any inputs on how to tighten up this portfolio?