Bird Bird Bird Posted November 3, 2023 Report Share Posted November 3, 2023 23 minutes ago, harsh1387 said: Do elaborate about your transaction and was it at Croma? I have the same infinity card but haven’t used it offline yet. Thinking of using it at Croma so details would be helpful. Yes. Croma. Bought an item, paid via NCEMI. Got 0.3% minutes after transaction and 5% in the statement. 1 Quote Link to comment Share on other sites More sharing options...
harsh1387 Posted November 3, 2023 Report Share Posted November 3, 2023 22 minutes ago, Bird Bird Bird said: Yes. Croma. Bought an item, paid via NCEMI. Got 0.3% minutes after transaction and 5% in the statement. Cost of item? And was or complete 5% in statement or some capping? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 3, 2023 Report Share Posted November 3, 2023 (edited) 32 minutes ago, harsh1387 said: Cost of item? And was or complete 5% in statement or some capping? Hybrid capping. 0.3% i.e. 1 NC/300 INR spent in Croma offline stores or Croma website outside of Neu. If you spend via Neu, then it's 5% i.e. 5NC/100 spent for upto 750NC/txn. The rest 5% is via HDFC Card Tata Neu Infinity card and it has a capping for Croma at 6L/month expense or 18L/year expense. Post this threshold, 5% won't be provided. Edited November 3, 2023 by KunjanPSD 2 Quote Link to comment Share on other sites More sharing options...
harsh1387 Posted November 4, 2023 Report Share Posted November 4, 2023 11 hours ago, KunjanPSD said: Hybrid capping. 0.3% i.e. 1 NC/300 INR spent in Croma offline stores or Croma website outside of Neu. If you spend via Neu, then it's 5% i.e. 5NC/100 spent for upto 750NC/txn. The rest 5% is via HDFC Card Tata Neu Infinity card and it has a capping for Croma at 6L/month expense or 18L/year expense. Post this threshold, 5% won't be provided. Thanks. I had the same notion but wanted to confirm before I make the purchase from Croma. Quote Link to comment Share on other sites More sharing options...
Bird Bird Bird Posted November 17, 2023 Report Share Posted November 17, 2023 Guys, I used Neu Infinity card to buy an iPhone 15 Plus last month - got 5% Neucoins and 5000 off. NCEMI ongoing. Need to get another iPhone 15 Plus - but will the same offer apply (5000 off + 5% Neucoins) ? 1 month has passed since the previous purchase. Offline Croma guys have no clue. Quote Link to comment Share on other sites More sharing options...
Snake Posted November 17, 2023 Report Share Posted November 17, 2023 Guys, is HDFC preferred banking thing of any use??? Got an email to apply for it Quote Link to comment Share on other sites More sharing options...
achilles Posted November 17, 2023 Report Share Posted November 17, 2023 3 hours ago, Snake said: Guys, is HDFC preferred banking thing of any use??? Got an email to apply for it Only for RM, and some discount on lockers. The requirement is quite minor though so not a bad option. 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 17, 2023 Report Share Posted November 17, 2023 10 hours ago, Bird Bird Bird said: Guys, I used Neu Infinity card to buy an iPhone 15 Plus last month - got 5% Neucoins and 5000 off. NCEMI ongoing. Need to get another iPhone 15 Plus - but will the same offer apply (5000 off + 5% Neucoins) ? 1 month has passed since the previous purchase. Offline Croma guys have no clue. Should apply afaik. Two iPhones won’t cross its fair usage policy. Although I am not sure of the 5000 off part. Quote Link to comment Share on other sites More sharing options...
Bird Bird Bird Posted November 17, 2023 Report Share Posted November 17, 2023 41 minutes ago, KunjanPSD said: Should apply afaik. Two iPhones won’t cross its fair usage policy. Although I am not sure of the 5000 off part. I tried on Neu app and getting 5000 off, but not sure of 5% Neucoins. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 17, 2023 Report Share Posted November 17, 2023 1 minute ago, Bird Bird Bird said: I tried on Neu app and getting 5000 off, but not sure of 5% Neucoins. You should get 5%, it is under the fair usage policy. 1 Quote Link to comment Share on other sites More sharing options...
rushab oswal Posted November 19, 2023 Report Share Posted November 19, 2023 On 11/17/2023 at 11:43 AM, Bird Bird Bird said: Guys, I used Neu Infinity card to buy an iPhone 15 Plus last month - got 5% Neucoins and 5000 off. NCEMI ongoing. Need to get another iPhone 15 Plus - but will the same offer apply (5000 off + 5% Neucoins) ? 1 month has passed since the previous purchase. Offline Croma guys have no clue. You will , just use the coins as soon as you get it XD Tata has an histroy of blocking neu coins. 1 Quote Link to comment Share on other sites More sharing options...
Lazyboy8134 Posted November 25, 2023 Report Share Posted November 25, 2023 Hi! I was looking to apply for the Amex MRCC card. Earlier I had used a referral code by an online website and my application got rejected with a very vague reason even though I'm sure I easily met all the criterias for the card. I am looking to apply again and just wanted to know if anyone would like to share their referral code here? Mods, if its not allowed, please feel free to delete this comment. Otherwise feel free to dm me the code and I would apply! Also, for fuel, which card should I get? I currently have Millenia and a Citi rewards card, so looking to get some more cards. MRCC is one and need one for fuel. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2023 Report Share Posted November 25, 2023 1 hour ago, Lazyboy8134 said: Hi! I was looking to apply for the Amex MRCC card. Earlier I had used a referral code by an online website and my application got rejected with a very vague reason even though I'm sure I easily met all the criterias for the card. I am looking to apply again and just wanted to know if anyone would like to share their referral code here? Mods, if its not allowed, please feel free to delete this comment. Otherwise feel free to dm me the code and I would apply! Also, for fuel, which card should I get? I currently have Millenia and a Citi rewards card, so looking to get some more cards. MRCC is one and need one for fuel. Check DM. Quote Link to comment Share on other sites More sharing options...
dante77 Posted November 25, 2023 Report Share Posted November 25, 2023 Does anybody have imperia banking program? What are the downside of upgrading this? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2023 Report Share Posted November 25, 2023 5 minutes ago, dante77 said: Does anybody have imperia banking program? What are the downside of upgrading this? No downside. On the other hand, no measurable upside either. Only a tag to make you feel better while they earn off your 10L+ balance. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2023 Report Share Posted November 25, 2023 Does anyone over here hold an Axis Reserve with a spare Airport Drop off for this calendar year? Quote Link to comment Share on other sites More sharing options...
dante77 Posted November 25, 2023 Report Share Posted November 25, 2023 3 hours ago, KunjanPSD said: No downside. On the other hand, no measurable upside either. Only a tag to make you feel better while they earn off your 10L+ balance. Ok. I ain't doing it then. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2023 Report Share Posted November 25, 2023 3 hours ago, dante77 said: Ok. I ain't doing it then. Get it if you anyway mantain the balance. There is no harm. 1 Quote Link to comment Share on other sites More sharing options...
iamX Posted November 25, 2023 Report Share Posted November 25, 2023 6 hours ago, KunjanPSD said: No downside. On the other hand, no measurable upside either. Only a tag to make you feel better while they earn off your 10L+ balance. Doesn't that bring you closer to getting an Infinia? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted November 25, 2023 Report Share Posted November 25, 2023 3 minutes ago, iamX said: Doesn't that bring you closer to getting an Infinia? Nope. Even if you have imperia but no spends on CC and CL, you won't get it. But let's say you have the lowest account but with 10L CL and 7L spends, you will get Infinia. 1 Quote Link to comment Share on other sites More sharing options...
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