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Credit Card - Help & Recommendations


El Tigre Chino
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18 minutes ago, Bird Bird Bird said:

 

WTF. :rofl:

 

Axis f**k up of epic proportions. Magnus to daala hi nahi tha. 

I expected this because Axis only sent a notification to the FK card holders, not Reserve. According to RBI rules, they need to send a notification to the customers for the changes to be valid.

Looks like these cards are living on borrowed time and internal struggle between the sales team and the management is leading to reconsideration/delay.

I expect minor changes in devaluation if any.

 

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So there was a concall of sales, Reserve and Magnus product heads this morning.

They deliberated on removing govt. spends from milestone and base reward earning but finally, put it off for another day. 

Other than that, cards stay the same. Unless something else changes.

 

So only GE got heavily devalued, much better step in my opinion.

People were buying the heck out of Kalyan Jewellers and Reliance Trend to rotate the money back into their pocket + ERs.

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Any HDFC PayZapp users here? My friend used to be able to use my Regalia card to pay his kids' school fees through the PayZapp scan.

 

But now after the launch of their new PayZapp app, it doesn't seem to have the option to use cc. It only has UPI  or PayZapp Wallet (2.65% convenience charges when adding funds through cc).

 

Wow, while typing this, I realise that I may have answered my own question. Would still appreciate inputs, hopefully I've missed something.

 

Thank you!

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1 hour ago, KunjanPSD said:

Let's try this one more time,

 

Magnus is dead. Unless you can keeps tons of moolah in your Axis account to rot.

Even then, it will be half dead.

 

Khatam. Renewal ke pehle card close karna hai. 

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2 hours ago, Bird Bird Bird said:

 

Khatam. Renewal ke pehle card close karna hai. 

Depends by when gift edge points are posted. I think mine renews on 1st Oct.

I was thinking that I can do tax payment next month, hit milestone and when it comes after 90Ds, it would give 10k miles (5:2). Beats everything else for tax payments but then again, paying 10k+GST and not getting anything in return is bad.

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12 hours ago, KunjanPSD said:

Depends by when gift edge points are posted. I think mine renews on 1st Oct.

I was thinking that I can do tax payment next month, hit milestone and when it comes after 90Ds, it would give 10k miles (5:2). Beats everything else for tax payments but then again, paying 10k+GST and not getting anything in return is bad.

Isn't tax payment now exempt ?

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