Done and Dusted, CX loan closed as well, My CC limit is back to original, no merchant payback or any crap in the statement.
In summary saved 14K with CX65, overall landing cost of 1.53.. before you do this please call customer care and triple check..
Detailed numbers here for noobs: https://drive.google.com/file/d/1wxl7RAzy1lVENt3LocRM5mrNHzevKaan/view?usp=sharing
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