0verlord Posted March 20 Report Share Posted March 20 Axis Ace offline cashback slashed to 1.5%, is it still the best offline cashback card? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 20 Report Share Posted March 20 4 hours ago, SuperT said: Closed my Magnus on renewal month. Infinia is the king again. Sorry was and is the king I think Atlas was still an ok card but this is just the nail in the coffin. 1. Which other card is getting you 5-6% for upto 15L spends? 2. Magnus for Burgundy is still one of the most rewarding cards for medium spenders, Infinia is basically a Smartbuy card now. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 20 Report Share Posted March 20 Amex is the biggest winner here. Trifecta or atleast Platinum travel is a must have. Quote Link to comment Share on other sites More sharing options...
SuperT Posted March 21 Report Share Posted March 21 17 hours ago, KunjanPSD said: Amex is the biggest winner here. Trifecta or atleast Platinum travel is a must have. Amex is nice, the only problem with the Plat. Travel is the new update to the vouchers policy by Taj. Earlier the vouchers were applicable on member rates so the benefits were pretty good and I used the Taj vouchers a lot but now the vouchers are not valid on member rates so you have to take the normal rates which are quite higher. But for Bonvoy points it is pretty good I mostly transfer the points during promotions of extra 50% on transfer. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 21 Report Share Posted March 21 14 minutes ago, SuperT said: Amex is nice, the only problem with the Plat. Travel is the new update to the vouchers policy by Taj. Earlier the vouchers were applicable on member rates so the benefits were pretty good and I used the Taj vouchers a lot but now the vouchers are not valid on member rates so you have to take the normal rates which are quite higher. But for Bonvoy points it is pretty good I mostly transfer the points during promotions of extra 50% on transfer. 50% transfer bonus hasn't come for last 3 years. It's been 30%. Didn't know about the Taj policy change, can you share the source? Quote Link to comment Share on other sites More sharing options...
SuperT Posted March 21 Report Share Posted March 21 (edited) 37 minutes ago, KunjanPSD said: 50% transfer bonus hasn't come for last 3 years. It's been 30%. Didn't know about the Taj policy change, can you share the source? The good old days with 50% transfer bonus. I remember transferring all my points and getting brilliant value on Marriot properties. 30% I have used once didn't know it was the norm now, sad. Taj source- I tried booking 2 months back and the property told me that vouchers cannot be used on member rates anymore, called Amex and they acknowledged it said that Taj has the right to decide and they have started getting this complaint from customers. Edited March 21 by SuperT Quote Link to comment Share on other sites More sharing options...
silv3rgunn3r Posted March 21 Report Share Posted March 21 I just applied for airtel axis last week and now they devalue all their cards Airtel axis didn’t get devalued that much. Still a good card for airtel, Bb, Zomato and Swiggy spends and utilities payments to an extent. Theyre taking ages to approve it though…meh couldn’t care much if I dont get it Quote Link to comment Share on other sites More sharing options...
Shantz Posted March 21 Report Share Posted March 21 Does magnus have guest access on domestic lounges? I think that's new post April 20? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 22 Report Share Posted March 22 8 hours ago, Shantz said: Does magnus have guest access on domestic lounges? I think that's new post April 20? I won't go by what Axis has written in the PDF. Guest access were only provided via Priority Pass but at the same time, Priority Pass was made chargeable on Domestic Lounges (even International Indian Lounges). For domestic lounges, card had to be used directly but now that calls for a 50k spend in last 3 months. So even if the guest access part on Domestic lounges is true, either you will need to spend those 50k to make it complementary for yourself and then try your luck at the counter or you will be charged on your Priority Pass for yourself at the very least. And knowing Axis, their team won't know anything about what's actually the case. 1 Quote Link to comment Share on other sites More sharing options...
achilles Posted March 22 Report Share Posted March 22 It took Axis 5 weeks to figure out and let me know they cancelled my card based on someone else’s delinquency. That someone else is an entirely unrelated human. They also cancelled the card without any communication. I found my card was cancelled after I got in touch with customer service to let them know that my card was showing CVV error on trying to use it. At the same time, I kept getting statements (which showed nil dues, in fact pending cash back) and calls for “unpaid dues” I don’t foresee I’ll use any of their services anytime soon. This level of systemic incompetence is not for me, no matter the rewards. 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 22 Report Share Posted March 22 5 minutes ago, achilles said: It took Axis 5 weeks to figure out and let me know they cancelled my card based on someone else’s delinquency. That someone else is an entirely unrelated human. They also cancelled the card without any communication. I found my card was cancelled after I got in touch with customer service to let them know that my card was showing CVV error on trying to use it. At the same time, I kept getting statements (which showed nil dues, in fact pending cash back) and calls for “unpaid dues” I don’t foresee I’ll use any of their services anytime soon. This level of systemic incompetence is not for me, no matter the rewards. Get compensation. Quote Link to comment Share on other sites More sharing options...
achilles Posted March 22 Report Share Posted March 22 25 minutes ago, KunjanPSD said: Get compensation. Have put the case up on RBI portal, no update yet. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 22 Report Share Posted March 22 55 minutes ago, achilles said: Have put the case up on RBI portal, no update yet. Will take time, months. Quote Link to comment Share on other sites More sharing options...
achilles Posted March 22 Report Share Posted March 22 1 hour ago, KunjanPSD said: Will take time, months. Oh, joy. Do they add interest like they do when we pay our 'advance' taxes later? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 22 Report Share Posted March 22 10 minutes ago, achilles said: Oh, joy. Do they add interest like they do when we pay our 'advance' taxes later? They basically have a fixed amount per day, the longer RBI takes, the more bank has to pay. RBI only works if it has been at least 30 days since the complaint was made with the bank. Quote Link to comment Share on other sites More sharing options...
0verlord Posted March 22 Report Share Posted March 22 3 hours ago, achilles said: It took Axis 5 weeks to figure out and let me know they cancelled my card based on someone else’s delinquency. That someone else is an entirely unrelated human. They also cancelled the card without any communication. I found my card was cancelled after I got in touch with customer service to let them know that my card was showing CVV error on trying to use it. At the same time, I kept getting statements (which showed nil dues, in fact pending cash back) and calls for “unpaid dues” I don’t foresee I’ll use any of their services anytime soon. This level of systemic incompetence is not for me, no matter the rewards. Damn I just got an Axis card 😳 1 Quote Link to comment Share on other sites More sharing options...
dante77 Posted March 23 Report Share Posted March 23 Thankfully never dealt with axis. Cards or banking! Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted March 23 Report Share Posted March 23 3 hours ago, dante77 said: Thankfully never dealt with axis. Cards or banking! Axis might have become stupid now but if you never got an Axis card in last 2 years, you missed out. Plain and simple. Axis has provided me with enough points, that I can comfortably travel in International Biz for atleast 4-5 times (have already travelled thrice). Ask @Shantz, he got much more out of it. It's simple, last 2 years was the golden period for Indian CC game and now things are going back to normal as Axis has to stop itself from bleeding. 1 Quote Link to comment Share on other sites More sharing options...
silv3rgunn3r Posted March 23 Report Share Posted March 23 (edited) Should have applied for SBI cb card instead of axis. These guys are crap. Been 2 weeks since i applied , no proper response since then :/ Edited March 23 by silv3rgunn3r Quote Link to comment Share on other sites More sharing options...
dylanjosh Posted March 25 Report Share Posted March 25 On 3/22/2024 at 12:16 PM, achilles said: It took Axis 5 weeks to figure out and let me know they cancelled my card based on someone else’s delinquency. That someone else is an entirely unrelated human. They also cancelled the card without any communication. I found my card was cancelled after I got in touch with customer service to let them know that my card was showing CVV error on trying to use it. At the same time, I kept getting statements (which showed nil dues, in fact pending cash back) and calls for “unpaid dues” I don’t foresee I’ll use any of their services anytime soon. This level of systemic incompetence is not for me, no matter the rewards. What happened exactly? Someone else phoned pretending to be you and cancelled your card?? Quote Link to comment Share on other sites More sharing options...
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