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Credit Card - Help & Recommendations


El Tigre Chino
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5 hours ago, dylanjosh said:

I am loving the SBI cashback card, got Rs 3000 cashback last month because I had to book tickets to Kerala.  

Your tickets to Kerala cost 60k (3000Rs at 5% cashback) ? To and fro for 3/4 people perhaps?

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On 12/5/2023 at 12:15 AM, North said:

I have the ICICI Sapphiro - have had it for a little over a month, got it lifetime free with their alumni offering + didn't have any ICICI in the family. 

 

Have prob spent over 1L, but can't see any reward points added in the app. Any help? 

 

@AtheKthink you have this right? 

I have it as well. I've seen it usually adds the points after the statement has been generated. Check the balance on the statement first. 

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22 hours ago, KunjanPSD said:

Infinia/DCB getting devalued from 15th Jan'24.

2:1 for Turkish, Accor and Lifemiles.

 

Infinia reserve coming in.

 

I didn't even know we could do that. How do we do that?

I just thought we could redeem them on booking flights via smartbuy :noob:

Edited by abhi90
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13 minutes ago, abhi90 said:

Time to switch!

Which is better than hdfc cards..That's the question. I have millennia ltf but haven't bothered upgrading it.

 

Icici cards in general suck. 

SBI cashback card is awesome for cashback.

 

Scapia zero forex is really useful for international transactions.

 

Wanted to look for an upgrade in hdfc but bc all their cards are getting devalued 

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26 minutes ago, KunjanPSD said:

Poora section hai Smartbuy me for transfer partners.

What is the advantage of transferring v/s direct booking on smartbuy?

21 minutes ago, silv3rgunn3r said:

Which is better than hdfc cards..That's the question. I have millennia ltf but haven't bothered upgrading it.

 

Icici cards in general suck. 

SBI cashback card is awesome for cashback.

 

Scapia zero forex is really useful for international transactions.

 

Wanted to look for an upgrade in hdfc but bc all their cards are getting devalued 

ICICI are the worst, axis was devalued. Maybe Amex, but they have their own quirks.

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7 hours ago, dante77 said:

Guys, help. I redeemed 2500 points for cash on HDFC redeem points from app on Dec 7. I still have not received it :(

 

It shows up in my orders but it only says 'Confirmed' with points redeemed! 

The cash gets added to your card statement in 2-3 days. It won't come to your Savings account.

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Received Infinia Metal FYF. Wasted months talking with my RM chasing the same. In the end, all that mattered was limit on card >8L, spends in other HDFC CC (Mine was DCB) during last 6 months >7L, and then some baseline ITR.

I emailed their grievance email and then got upgraded promptly.

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1 minute ago, sudeepg95 said:

Received Infinia Metal FYF. Wasted months talking with my RM chasing the same. In the end, all that mattered was limit on card >8L, spends in other HDFC CC (Mine was DCB) during last 6 months >7L, and then some baseline ITR.

I emailed their grievance email and then got upgraded promptly.

That’s what my RM told me the first time I asked. Surprising that they strung you along for months.

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13 hours ago, sudeepg95 said:

Received Infinia Metal FYF. Wasted months talking with my RM chasing the same. In the end, all that mattered was limit on card >8L, spends in other HDFC CC (Mine was DCB) during last 6 months >7L, and then some baseline ITR.

I emailed their grievance email and then got upgraded promptly.

And on 14th Jan'24, airmiles transfer for TK, Accor & Lifemiles is getting devalued to 2:1.

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