harsh1387 Posted September 4, 2022 Report Share Posted September 4, 2022 2 hours ago, LordSpymaster said: Does anyone have a can loan running? Have some questions about your experience... Yes. 2 of them. One from Kotak and another from Tata. Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted September 4, 2022 Report Share Posted September 4, 2022 So I'm basically looking for people's experience with car loans. Stuff like how is the bank you have the loan with, what kind of stuff in the fine print should I be wary of, etc... Quote Link to comment Share on other sites More sharing options...
Bhpian Bali Posted September 5, 2022 Report Share Posted September 5, 2022 14 hours ago, LordSpymaster said: So I'm basically looking for people's experience with car loans. Stuff like how is the bank you have the loan with, what kind of stuff in the fine print should I be wary of, etc... I have recently heard that even some ongoing car loans are being revised as per repo rate hikes similar to how home loans work. Be very clear if the car loan you take will have same ROI for the tenure. Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted September 5, 2022 Report Share Posted September 5, 2022 On 9/3/2022 at 7:41 PM, LordSpymaster said: I'm thinking more on budget, which is 15-16 ish. 1.5L is out of budget, so tested the 1L engine. What % of ethanol blend these cars can run on without hurting the mileage or the engine? Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted September 5, 2022 Report Share Posted September 5, 2022 (edited) 5 hours ago, Bhpian Bali said: I have recently heard that even some ongoing car loans are being revised as per repo rate hikes similar to how home loans work. Be very clear if the car loan you take will have same ROI for the tenure. Yup. EMIs have already increased because base rates have changed. Edited September 5, 2022 by KunjanPSD Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted September 5, 2022 Report Share Posted September 5, 2022 Booked the City ZX MT White today. Asked for the SBI loan, and the sales rep showed me a recent offer for 0 pre-payment charges and 0 preclosure fee after 1 year. Plus no processing fees as well. Plan to pay it down in 18 months. Quote Link to comment Share on other sites More sharing options...
Bhpian Bali Posted September 8, 2022 Report Share Posted September 8, 2022 https://m.facebook.com/groups/405143667886088/ This fb page is making teambhp the rahul gandhi of forums. Right up @Pushy alley. The way they troll teambhp is cringey but extremely funny. I have started visiting fb again for the lels. 3 Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted September 28, 2022 Report Share Posted September 28, 2022 On 9/5/2022 at 5:52 PM, LordSpymaster said: Booked the City ZX MT White today. Asked for the SBI loan, and the sales rep showed me a recent offer for 0 pre-payment charges and 0 preclosure fee after 1 year. Plus no processing fees as well. Plan to pay it down in 18 months. So the SBI loan thing is annoying. For some reason I am not able to see the loan account under my SBI Login (am a savings account customer for 10 years now). Anything I can do short of calling/emailing them? Quote Link to comment Share on other sites More sharing options...
Pacifier Posted September 28, 2022 Report Share Posted September 28, 2022 2 hours ago, LordSpymaster said: So the SBI loan thing is annoying. For some reason I am not able to see the loan account under my SBI Login (am a savings account customer for 10 years now). Anything I can do short of calling/emailing them? You need to ask them to link the loan account to your existing Customer I'd of netbanking Quote Link to comment Share on other sites More sharing options...
Nikushimi Posted October 11, 2022 Report Share Posted October 11, 2022 On 9/5/2022 at 5:52 PM, LordSpymaster said: Booked the City ZX MT White today. Asked for the SBI loan, and the sales rep showed me a recent offer for 0 pre-payment charges and 0 preclosure fee after 1 year. Plus no processing fees as well. Plan to pay it down in 18 months. Congrats. Booked the white City VX myself last week. Did you get the basic accessories package from Honda? I am thinking of skipping it and getting the mat from outside. Besides the car mat the other stuff included in the kit is pretty useless. How's the ownership experience so far? Quote Link to comment Share on other sites More sharing options...
LordSpymaster Posted October 11, 2022 Report Share Posted October 11, 2022 4 hours ago, Nikushimi said: Congrats. Booked the white City VX myself last week. Did you get the basic accessories package from Honda? I am thinking of skipping it and getting the mat from outside. Besides the car mat the other stuff included in the kit is pretty useless. How's the ownership experience so far? Nah, I got the Autofurnish 7D mats from Amazon, and I like their end-to-end coverage. Get those offline if you can, and get them professionally installed. I got the utility package though. Ownership experience is great, this is a smooth car. And I'm yet to hit a speed breaker with 4 people in it, though I always go diagonally over them. 1 Quote Link to comment Share on other sites More sharing options...
Bhpian Bali Posted October 11, 2022 Report Share Posted October 11, 2022 On 9/5/2022 at 5:52 PM, LordSpymaster said: Booked the City ZX MT White today. Asked for the SBI loan, and the sales rep showed me a recent offer for 0 pre-payment charges and 0 preclosure fee after 1 year. Plus no processing fees as well. Plan to pay it down in 18 months. lel. most interest of loan is recovered in the initial instalments. the loan will end up costing you over 20% in interest. 1 Quote Link to comment Share on other sites More sharing options...
Pushy Posted October 11, 2022 Report Share Posted October 11, 2022 51 minutes ago, Bhpian Bali said: lel. most interest of loan is recovered in the initial instalments. the loan will end up costing you over 20% in interest. mehengi baatchit! Quote Link to comment Share on other sites More sharing options...
SuperT Posted October 14, 2022 Report Share Posted October 14, 2022 (edited) https://auto.hindustantimes.com/auto/cars/volkswagen-taigun-skoda-kushaq-score-five-star-rating-at-global-ncap-crash-test-41665732924964.html Impressive, this makes the twins the safest cars in India under 20L. I am sure the sedans (Virtus and Slavia) will score good too. Also, these were tested under the revised more stricter protocols. Edited October 14, 2022 by SuperT 1 Quote Link to comment Share on other sites More sharing options...
harsh1387 Posted October 15, 2022 Report Share Posted October 15, 2022 21 hours ago, SuperT said: https://auto.hindustantimes.com/auto/cars/volkswagen-taigun-skoda-kushaq-score-five-star-rating-at-global-ncap-crash-test-41665732924964.html Impressive, this makes the twins the safest cars in India under 20L. I am sure the sedans (Virtus and Slavia) will score good too. Also, these were tested under the revised more stricter protocols. Not surprised. VAG group cars have always been well made. It's just their atrocious spare parts pricing and pathetic After sale service which has let them down. Maruti and Koreans should learn from these guys and Tata how to make 5 star cars. Quote Link to comment Share on other sites More sharing options...
SuperT Posted October 15, 2022 Report Share Posted October 15, 2022 6 minutes ago, harsh1387 said: Not surprised. VAG group cars have always been well made. It's just their atrocious spare parts pricing and pathetic After sale service which has let them down. Maruti and Koreans should learn from these guys and Tata how to make 5 star cars. Surprising because it is the new stricter norms and scoring 5 star in child safety as well as adult safety is a very big deal. Also, these models are completely engineered in India which is again impressive. Unfortunately, I doubt this will change anything when it comes to market share or sales, the Korean twins will still dominate the market even though they scored 3 stars for adult and only 2 stars for child safety. Quote Link to comment Share on other sites More sharing options...
AtheK Posted October 19, 2022 Report Share Posted October 19, 2022 https://www.team-bhp.com/forum/superbikes-imports/257870-college-dream-fulfilled-mark-13-honda-fireblade-954rr.html a mid week read if some one is getting bored at work! 2 1 Quote Link to comment Share on other sites More sharing options...
KunjanPSD Posted October 19, 2022 Report Share Posted October 19, 2022 What's a good alternative to Polo? It's a shame that VW won't be bringing Polo back to India. Quote Link to comment Share on other sites More sharing options...
b!T Posted October 19, 2022 Report Share Posted October 19, 2022 42 minutes ago, AtheK said: https://www.team-bhp.com/forum/superbikes-imports/257870-college-dream-fulfilled-mark-13-honda-fireblade-954rr.html a mid week read if some one is getting bored at work! You know what? I was bored at work so gave it a read An excellent read man. The amount of attention and focus you give in to your rides is commendable. I might bug you pretty soon as I am planning to move from my Ninja 650 to the liter class. So far I have only test rode a Panigale and those seems really aggressive man 1 Quote Link to comment Share on other sites More sharing options...
SuperT Posted October 19, 2022 Report Share Posted October 19, 2022 (edited) 1 hour ago, KunjanPSD said: What's a good alternative to Polo? It's a shame that VW won't be bringing Polo back to India. If you are talking about the go-cart like superb handling and power then you can check out the Citreon C3 Turbo. Took a test drive and honestly it reminded me of the Polo, power on tap and superb handling. But it lacks many basic features. The next best option is the Taigun/Virtus. Brilliant engines and superb build (5* safety). Edited October 19, 2022 by SuperT Quote Link to comment Share on other sites More sharing options...
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