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Credit Card - Help & Recommendations


El Tigre Chino
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I have the ICICI Sapphiro - have had it for a little over a month, got it lifetime free with their alumni offering + didn't have any ICICI in the family. 

 

Have prob spent over 1L, but can't see any reward points added in the app. Any help? 

 

@AtheKthink you have this right? 

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2 hours ago, dante77 said:

How? What is the best way to do? What to get? 

Best is to use it against flight ticket bookings. 882 points means 441 Rs. off your ticket. Conversion rate of 0.5, which is the best among the redemption options. 

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16 hours ago, dante77 said:

Guys, my HDFC Regalia points are expiring in next 30 days. 882 points :panic:

 

742 points in next 60 days :panic:

 

What to do :panic:

I have about 8000, thinking of getting smazon GC

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On 12/6/2023 at 3:16 PM, El Tigre Chino said:

Best is to use it against flight ticket bookings. 882 points means 441 Rs. off your ticket. Conversion rate of 0.5, which is the best among the redemption options. 

Where do you get this option for flight ticket ? 

Don't think it's there in the reward catalogue.

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1 minute ago, Krazyniks said:

Where do you get this option for flight ticket ? 

Don't think it's there in the reward catalogue.

Book a flight ticket from smartbuy and redeem the points there (70% max redemption against ticket price)

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On 12/6/2023 at 12:18 PM, dante77 said:

How? What is the best way to do? What to get? 

There's a tab/link in HDFC net banking which will take you to rewards catalogue where you can redeem it . You can buy anything you like gift coupons/ electronics etc. 

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4 hours ago, dante77 said:

Redeemed 2500 for 500 cash. Seemed like a better deal to me. 

 

I hope the expiring points are the ones that are used. 

Honestly not the best deal i would say regards to points conversion ratio. A much better deal would be to buy Bookmyshow/PVR voucher . Costs around 1400 something for Rs 500 Voucher and comes with 6 months validity . Long time to find a use for it .

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